Enterprise Group (XGHA:EGL) Debt-to-EBITDA

: 0.06 (As of Dec. 2022)

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Debt-to-EBITDA measures a company's ability to pay off its debt.

Enterprise Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2022 was GHS1 Mil. Enterprise Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2022 was GHS17 Mil. Enterprise Group's annualized EBITDA for the quarter that ended in Dec. 2022 was GHS303 Mil. Enterprise Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2022 was 0.06.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Enterprise Group's Debt-to-EBITDA or its related term are showing as below:

XGHA:EGL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.06 Med: 0.27 Max: 0.69
Current: 0.06

During the past 13 years, the highest Debt-to-EBITDA Ratio of Enterprise Group was 0.69. The lowest was 0.06. And the median was 0.27.

XGHA:EGL's Debt-to-EBITDA is ranked better than
92.44% of 291 companies
in the Insurance industry
Industry Median: 1.49 vs XGHA:EGL: 0.06

Enterprise Group Debt-to-EBITDA Historical Data

The historical data trend for Enterprise Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Enterprise Group Annual Data

Trend

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Debt-to-EBITDA

0.67

0.32

0.20

0.23

0.06

Enterprise Group Semi-Annual Data
	Dec09	Dec10	Dec11	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22
Debt-to-EBITDA										0.67	0.32	0.20	0.23	0.06

Competitive Comparison

For the Insurance - Life subindustry, Enterprise Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enterprise Group Debt-to-EBITDA Distribution

For the Insurance industry and Financial Services sector, Enterprise Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Enterprise Group's Debt-to-EBITDA falls into.

Enterprise Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Enterprise Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2022 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(0.511	+	17.143)	/	303.373
	=	0.06

Enterprise Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2022 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(0.511	+	17.143)	/	303.373
	=	0.06

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Dec. 2022) EBITDA data.

Enterprise Group (XGHA:EGL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Enterprise Group Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Enterprise Group's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.

Enterprise Group (XGHA:EGL) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Enterprise Group Ltd (XGHA:EGL) » Definitions » Debt-to-EBITDA

Comparable Companies

Traded in Other Exchanges

N/A

Address

Mayor Road, Ridge West, Accra, Advantage Place, Accra, GHA, PMB 150

Website

https://www.myenterprisegroup.io

Enterprise Group Ltd is engaged in the business of investments, life, non-life and health insurance underwriting, pensions funds management, provision of funeral services and real estate development and management. It also underwrites insurance risks, associated with death, disability, health, property, and liability. The group is organized into six operating segments. These segments are Non-life insurance business; Life assurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from Life assurance business.

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