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During the past 12 months, Pavlovic International Bank a.d's average EPS without NRI Growth Rate was 60.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 12.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Pavlovic International Bank a.d was 93.50% per year. The lowest was -63.50% per year. And the median was 47.20% per year.
Pavlovic International Bank a.d (XBLB:PIBB-R-D) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Pavlovic International Bank a.d 3-Year EPS without NRI Growth Rate Related Terms
XBLB:PIBB-R-D vs BKESF, TCNB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Pavlovic International Bank a.d's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pavlovic International Bank a.d 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Pavlovic International Bank a.d's 3-Year EPS without NRI Growth Rate falls into.
Pavlovic International Bank a.d 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 12.90% mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a 3-Year EPS without NRI Growth Rate of 12.90% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Pavlovic International Bank a.d and its competitors. This is 73% below median its historical median of 47.20.
Is Pavlovic International Bank a.d's 3-Year EPS without NRI Growth Rate too high?
Pavlovic International Bank a.d's current 3-Year EPS without NRI Growth Rate of 12.90% is 73% below median its 10-year median of 47.20. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. Pavlovic International Bank a.d's value of 12.90% is 76.7% above this industry median. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's 3-Year EPS without NRI Growth Rate compare to BKESF and TCNB?
Pavlovic International Bank a.d's 3-Year EPS without NRI Growth Rate of 12.90% can be compared against companies in the Banks industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. Pavlovic International Bank a.d's value of 12.90% is 76.7% above this benchmark. While the company's 10-year median is 47.20 vs. the industry median of 7.30, Pavlovic International Bank a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pavlovic International Bank a.d's current 3-Year EPS without NRI Growth Rate of 12.90% is 76.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Pavlovic International Bank a.d and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current 3-Year EPS without NRI Growth Rate is 12.90%, which is 73% below median its own 10-year median of 47.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current 3-Year EPS without NRI Growth Rate of 12.90%. The current 3-Year EPS without NRI Growth Rate is 12.90%, which is 73% below median its 10-year median of 47.20 and 76.7% above the Banks industry median of 7.30. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current 3-Year EPS without NRI Growth Rate is 12.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pavlovic International Bank a.d Business Description
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
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