Pavlovic International Bank a.d (XBLB:PIBB-R-D) Price-to-Operating-Cash-Flow: 0.43 (As of Sep. 10, 2026) — 66% Below Median

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XBLB:PIBB-R-D Pavlovic International Bank a.d XBLB:PIBB-R-D
2 GF Score
Price BAM0.80
! 4 Warning Signs
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What is Pavlovic International Bank a.d Price-to-Operating-Cash-Flow?

Pavlovic International Bank a.d XBLB:PIBB-R-D 2 Price-to-Operating-Cash-Flow is 0.43 as of Sep. 10, 2026, which is 66% below its 10-year median of 1.25. GuruFocus rates XBLB:PIBB-R-D with a GF Score™ of 2/100. The stock has 4 warning signs investors should review.

As of today (2026-09-10), Pavlovic International Bank a.d's share price is BAM0.80. Pavlovic International Bank a.d's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was BAM1.85. Hence, Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow Ratio for today is 0.43.

The historical rank and industry rank for Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow or its related term are showing as below:

XBLB:PIBB-R-D' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.43   Med: 1.25   Max: 9.09
Current: 0.43

During the past 13 years, Pavlovic International Bank a.d's highest Price-to-Operating-Cash-Flow Ratio was 9.09. The lowest was 0.43. And the median was 1.25.

XBLB:PIBB-R-D's Price-to-Operating-Cash-Flow is not ranked
in the Banks industry.
Industry Median: 8.37 vs XBLB:PIBB-R-D: 0.43

Pavlovic International Bank a.d's Cash Flow from Operations per share for the six months ended in Jun. 2026 was BAM1.61. Its Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was BAM1.85.

During the past 13 years, Pavlovic International Bank a.d's highest 3-Year average Operating Cash Flow per Share Growth Rate was 82.30% per year. The lowest was -3.60% per year. And the median was 37.50% per year.


Pavlovic International Bank a.d Price-to-Operating-Cash-Flow Related Terms


Pavlovic International Bank a.d Price-to-Operating-Cash-Flow Historical Data

* Premium members only.

The historical data trend for Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pavlovic International Bank a.d Price-to-Operating-Cash-Flow Chart

Pavlovic International Bank a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Operating-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 0.00 1.34 0.00 1.25

Pavlovic International Bank a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Price-to-Operating-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.25 0.00

XBLB:PIBB-R-D vs BKESF, TCNB: Price-to-Operating-Cash-Flow Comparison

For the Banks - Regional subindustry, Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pavlovic International Bank a.d Price-to-Operating-Cash-Flow vs Banks Industry

For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow falls into.


XBLB:PIBB-R-D
2GF Score
Pavlovic International Bank a.d XBLB:PIBB-R-D
Price-to-Operating-Cash-Flow is just one metric. See GF Score™, valuation, warning signs, and more.
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Pavlovic International Bank a.d Price-to-Operating-Cash-Flow Calculation

Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow ratio for today is calculated as

Price-to-Operating-Cash-Flow Ratio=Share Price/Cash Flow from Operations per share (TTM)
=0.80/1.849
=0.43

Pavlovic International Bank a.d's Share Price of today is BAM0.80.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Pavlovic International Bank a.d's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was BAM1.85.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Cash Flow from Operations per share is calculated as Cash Flow from Operations divided by Shares Outstanding (Diluted Average).

It can also be calculated from the numbers for the whole company:

Price-to-Operating-Cash-Flow Ratio=Market Cap/Cash Flow from Operations
What does a Price-to-Operating-Cash-Flow of 0.43 mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a Price-to-Operating-Cash-Flow of 0.43 as of Sep. 10, 2026. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Pavlovic International Bank a.d and its competitors. This is 66% below median its historical median of 1.25. Over the past decade, Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow has ranged from 0.43 to 9.09.
Is Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow too high?
Pavlovic International Bank a.d's current Price-to-Operating-Cash-Flow of 0.43 is 66% below median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 9.09. The Banks industry median Price-to-Operating-Cash-Flow is 8.37. Pavlovic International Bank a.d's value of 0.43 is 94.9% below this industry median. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow compare to BKESF and TCNB?
Pavlovic International Bank a.d's Price-to-Operating-Cash-Flow of 0.43 can be compared against companies in the Banks industry. The industry median Price-to-Operating-Cash-Flow is 8.37. Pavlovic International Bank a.d's value of 0.43 is 94.9% below this benchmark. Historically, Pavlovic International Bank a.d's own Price-to-Operating-Cash-Flow has ranged from 0.43 to 9.09 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 8.37, Pavlovic International Bank a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Operating-Cash-Flow for a Banks company?
The median Price-to-Operating-Cash-Flow among Banks companies is 8.37, based on 1,122 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pavlovic International Bank a.d's current Price-to-Operating-Cash-Flow of 0.43 is 94.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Operating-Cash-Flow mean?
A high Price-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median Price-to-Operating-Cash-Flow is 8.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current Price-to-Operating-Cash-Flow is 0.43, which is 66% below median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current Price-to-Operating-Cash-Flow of 0.43. The current Price-to-Operating-Cash-Flow is 0.43, which is 66% below median its 10-year median of 1.25 and 94.9% below the Banks industry median of 8.37. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Operating-Cash-Flow calculated?
Price-to-Operating-Cash-Flow is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current Price-to-Operating-Cash-Flow is 0.43 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pavlovic International Bank a.d Business Description

Address Ivana Franje Jukiya 1, Bijelina, BIH, 78000
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score

Get the complete analysis for XBLB:PIBB-R-D

Price-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM0.80
Price