Pavlovic International Bank a.d (XBLB:PIBB-R-D) Net Cash per Share: BAM-6.82 (As of Dec. 2025)

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XBLB:PIBB-R-D Pavlovic International Bank a.d XBLB:PIBB-R-D
2 GF Score
Price BAM0.80
! 4 Warning Signs
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What is Pavlovic International Bank a.d Net Cash per Share?

Pavlovic International Bank a.d XBLB:PIBB-R-D 2 Net Cash per Share is BAM-6.82 as of Dec. 2025. GuruFocus rates XBLB:PIBB-R-D with a GF Score™ of 2/100. The stock has 4 warning signs investors should review.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). Pavlovic International Bank a.d's Net Cash per Share for the quarter that ended in Dec. 2025 was BAM-6.82.

The historical rank and industry rank for Pavlovic International Bank a.d's Net Cash per Share or its related term are showing as below:

XBLB:PIBB-R-D's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 1.75
* Ranked among companies with meaningful Price-to-Net-Cash only.

Pavlovic International Bank a.d  (XBLB:PIBB-R-D) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


Pavlovic International Bank a.d Net Cash per Share Related Terms


Pavlovic International Bank a.d Net Cash per Share Historical Data

* Premium members only.

The historical data trend for Pavlovic International Bank a.d's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pavlovic International Bank a.d Net Cash per Share Chart

Pavlovic International Bank a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.81 -5.85 -6.94 -5.48 -6.82

Pavlovic International Bank a.d Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.94 -0.05 -5.48 -5.46 -6.82

XBLB:PIBB-R-D vs BKESF, TCNB: Net Cash per Share Comparison

For the Banks - Regional subindustry, Pavlovic International Bank a.d's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pavlovic International Bank a.d Price-to-Net-Cash vs Banks Industry

For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where Pavlovic International Bank a.d's Price-to-Net-Cash falls into.


XBLB:PIBB-R-D
2GF Score
Pavlovic International Bank a.d XBLB:PIBB-R-D
Net Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Pavlovic International Bank a.d Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

Pavlovic International Bank a.d's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as

Net Cash per Share (A: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(118.359+0-378.592-0)/38.182
=-6.82

Pavlovic International Bank a.d's Net Cash per Share for the quarter that ended in Dec. 2025 is calculated as

Net Cash per Share (Q: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(118.359+0-378.592-0)/38.182
=-6.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of BAM-6.82 mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a Net Cash per Share of BAM-6.82 as of Dec. 2025. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Pavlovic International Bank a.d and its competitors.
Is Pavlovic International Bank a.d's Net Cash per Share too high?
Pavlovic International Bank a.d's current Net Cash per Share is BAM-6.82. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's Net Cash per Share compare to BKESF and TCNB?
Pavlovic International Bank a.d's Net Cash per Share of BAM-6.82 can be compared against companies in the Banks industry. The industry median Net Cash per Share is 1.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 1.75, based on 7 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median Net Cash per Share is 1.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current Net Cash per Share is BAM-6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current Net Cash per Share of BAM-6.82. The current Net Cash per Share is BAM-6.82. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current Net Cash per Share is BAM-6.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pavlovic International Bank a.d Business Description

Address Ivana Franje Jukiya 1, Bijelina, BIH, 78000
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score

Get the complete analysis for XBLB:PIBB-R-D

Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM0.80
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