Pavlovic International Bank a.d (XBLB:PIBB-R-D) Price-to-Tangible-Book: 0.78 (As of Aug. 11, 2026) — Near Median

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XBLB:PIBB-R-D Pavlovic International Bank a.d XBLB:PIBB-R-D
2 GF Score
Price BAM0.80
! 4 Warning Signs
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What is Pavlovic International Bank a.d Price-to-Tangible-Book?

Pavlovic International Bank a.d XBLB:PIBB-R-D 2 Price-to-Tangible-Book is 0.78 as of Aug. 11, 2026, which is at its 10-year median of 0.78. GuruFocus rates XBLB:PIBB-R-D with a GF Score™ of 2/100. The stock has 4 warning signs investors should review.

As of today (2026-08-11), Pavlovic International Bank a.d's share price is BAM0.80. Pavlovic International Bank a.d's Tangible Book per Share of Dec. 2025 for the quarter that ended in Dec. 2025 was BAM1.02. Hence, Pavlovic International Bank a.d's Price to Tangible Book Ratio of today is 0.78.

The historical rank and industry rank for Pavlovic International Bank a.d's Price-to-Tangible-Book or its related term are showing as below:

XBLB:PIBB-R-D' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.4   Med: 0.78   Max: 1.43
Current: 0.78

During the past 13 years, Pavlovic International Bank a.d's highest Price to Tangible Book Ratio was 1.43. The lowest was 0.40. And the median was 0.78.

XBLB:PIBB-R-D's Price-to-Tangible-Book is not ranked
in the Banks industry.
Industry Median: 1.19 vs XBLB:PIBB-R-D: 0.78

A closely related ratio is called PB Ratio. As of today, Pavlovic International Bank a.d's share price is BAM0.80. Pavlovic International Bank a.d's Book Value per Sharefor the quarter that ended in Dec. 2025 was BAM1.04. Hence, Pavlovic International Bank a.d's P/B Ratio of today is 0.77.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Pavlovic International Bank a.d Price-to-Tangible-Book Related Terms


Pavlovic International Bank a.d Price-to-Tangible-Book Historical Data

* Premium members only.

The historical data trend for Pavlovic International Bank a.d's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pavlovic International Bank a.d Price-to-Tangible-Book Chart

Pavlovic International Bank a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.40 0.79 0.74 0.84 0.78

Pavlovic International Bank a.d Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.70 0.84 0.81 0.78

XBLB:PIBB-R-D vs BKESF, TCNB: Price-to-Tangible-Book Comparison

For the Banks - Regional subindustry, Pavlovic International Bank a.d's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pavlovic International Bank a.d Price-to-Tangible-Book vs Banks Industry

For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Pavlovic International Bank a.d's Price-to-Tangible-Book falls into.


XBLB:PIBB-R-D
2GF Score
Pavlovic International Bank a.d XBLB:PIBB-R-D
Price-to-Tangible-Book is just one metric. See GF Score™, valuation, warning signs, and more.
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Pavlovic International Bank a.d Price-to-Tangible-Book Calculation

Pavlovic International Bank a.d's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Dec. 2025 )
=0.80/1.023
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about Price-to-Tangible-Book →
What does a Price-to-Tangible-Book of 0.78 mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a Price-to-Tangible-Book of 0.78 as of Aug. 11, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Pavlovic International Bank a.d and its competitors. This is near median its historical median of 0.78. Over the past decade, Pavlovic International Bank a.d's Price-to-Tangible-Book has ranged from 0.40 to 1.43.
Is Pavlovic International Bank a.d's Price-to-Tangible-Book too high?
Pavlovic International Bank a.d's current Price-to-Tangible-Book of 0.78 is near median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.43. The Banks industry median Price-to-Tangible-Book is 1.19. Pavlovic International Bank a.d's value of 0.78 is 34.5% below this industry median. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's Price-to-Tangible-Book compare to BKESF and TCNB?
Pavlovic International Bank a.d's Price-to-Tangible-Book of 0.78 can be compared against companies in the Banks industry. The industry median Price-to-Tangible-Book is 1.19. Pavlovic International Bank a.d's value of 0.78 is 34.5% below this benchmark. Historically, Pavlovic International Bank a.d's own Price-to-Tangible-Book has ranged from 0.40 to 1.43 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.19, Pavlovic International Bank a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.19, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pavlovic International Bank a.d's current Price-to-Tangible-Book of 0.78 is 34.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current Price-to-Tangible-Book is 0.78, which is near median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current Price-to-Tangible-Book of 0.78. The current Price-to-Tangible-Book is 0.78, which is near median its 10-year median of 0.78 and 34.5% below the Banks industry median of 1.19. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current Price-to-Tangible-Book is 0.78 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pavlovic International Bank a.d Business Description

Address Ivana Franje Jukiya 1, Bijelina, BIH, 78000
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score

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Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM0.80
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