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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Pavlovic International Bank a.d's Median PS Value or its related term are showing as below:
XBLB:PIBB-R-D'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.99 Med: 0.99 Max: 0.99
Current: 0.99
During the past 13 years, the highest Price to Median PS Value of Pavlovic International Bank a.d was 0.99. The lowest was 0.99. And the median was 0.99.
XBLB:PIBB-R-D's Price-to-Median-PS-Value is not ranked
in the Banks industry.
Industry Median: 1.11
vs XBLB:PIBB-R-D: 0.99
Pavlovic International Bank a.d (XBLB:PIBB-R-D) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Pavlovic International Bank a.d's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.80
/
0.81
=
0.99
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pavlovic International Bank a.d Median PS Value Related Terms
Pavlovic International Bank a.d Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pavlovic International Bank a.d Median PS Value Chart
XBLB:PIBB-R-D vs BKESF, TCNB: Median PS Value Comparison
For the Banks - Regional subindustry, Pavlovic International Bank a.d's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pavlovic International Bank a.d Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Pavlovic International Bank a.d's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.4727.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Pavlovic International Bank a.d's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM0.55.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a Median PS Value of BAM0.81 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pavlovic International Bank a.d and its competitors. This is 18% below median its historical median of 0.99. Over the past decade, Pavlovic International Bank a.d's Median PS Value has ranged from 0.99 to 0.99.
Is Pavlovic International Bank a.d's Median PS Value too high?
Pavlovic International Bank a.d's current Median PS Value of BAM0.81 is 18% below median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 0.99. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's Median PS Value compare to BKESF and TCNB?
Pavlovic International Bank a.d's Median PS Value of BAM0.81 can be compared against companies in the Banks industry. The industry median Median PS Value is 1.11. Historically, Pavlovic International Bank a.d's own Median PS Value has ranged from 0.99 to 0.99 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,040 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current Median PS Value is BAM0.81, which is 18% below median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current Median PS Value of BAM0.81. The current Median PS Value is BAM0.81, which is 18% below median its 10-year median of 0.99. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current Median PS Value is BAM0.81 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pavlovic International Bank a.d Business Description
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score
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