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The historical rank and industry rank for Pavlovic International Bank a.d's Cyclically Adjusted Price-to-FCF or its related term are showing as below:
XBLB:PIBB-R-D'
s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.26 Med: 7.27 Max: 15.82
Current: 4.39
During the past 13 years, Pavlovic International Bank a.d's highest Cyclically Adjusted Price-to-FCF was 15.82. The lowest was 2.26. And the median was 7.27.
XBLB:PIBB-R-D's Cyclically Adjusted Price-to-FCF is not ranked
in the Banks industry.
Industry Median: 10.3
vs XBLB:PIBB-R-D: 4.39
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.
Pavlovic International Bank a.d's adjusted free cash flow per share data of for the fiscal year that ended in Dec25 was BAM0.611. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is BAM0.18 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Pavlovic International Bank a.d (XBLB:PIBB-R-D) Cyclically Adjusted Price-to-FCF Explanation
Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.
Pavlovic International Bank a.d Cyclically Adjusted Price-to-FCF Related Terms
Pavlovic International Bank a.d Cyclically Adjusted Price-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pavlovic International Bank a.d Cyclically Adjusted Price-to-FCF Chart
XBLB:PIBB-R-D vs BKESF, TCNB: Cyclically Adjusted Price-to-FCF Comparison
For the Banks - Regional subindustry, Pavlovic International Bank a.d's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pavlovic International Bank a.d Cyclically Adjusted Price-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's Cyclically Adjusted Price-to-FCF distribution charts can be found below:
* The bar in red indicates where Pavlovic International Bank a.d's Cyclically Adjusted Price-to-FCF falls into.
Pavlovic International Bank a.d Cyclically Adjusted Price-to-FCF Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted Price-to-FCF of 4.44 mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a Cyclically Adjusted Price-to-FCF of 4.44 as of Sep. 08, 2026. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Pavlovic International Bank a.d and its competitors. This is 39% below median its historical median of 7.27. Over the past decade, Pavlovic International Bank a.d's Cyclically Adjusted Price-to-FCF has ranged from 2.26 to 15.82.
Is Pavlovic International Bank a.d's Cyclically Adjusted Price-to-FCF too high?
Pavlovic International Bank a.d's current Cyclically Adjusted Price-to-FCF of 4.44 is 39% below median its 10-year median of 7.27. Over the past 10 years, this metric has ranged from a low of 2.26 to a high of 15.82. The Banks industry median Cyclically Adjusted Price-to-FCF is 10.30. Pavlovic International Bank a.d's value of 4.44 is 56.9% below this industry median. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's Cyclically Adjusted Price-to-FCF compare to BKESF and TCNB?
Pavlovic International Bank a.d's Cyclically Adjusted Price-to-FCF of 4.44 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted Price-to-FCF is 10.30. Pavlovic International Bank a.d's value of 4.44 is 56.9% below this benchmark. Historically, Pavlovic International Bank a.d's own Cyclically Adjusted Price-to-FCF has ranged from 2.26 to 15.82 over the past decade. While the company's 10-year median is 7.27 vs. the industry median of 10.30, Pavlovic International Bank a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Price-to-FCF for a Banks company?
The median Cyclically Adjusted Price-to-FCF among Banks companies is 10.30, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted Price-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted Price-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pavlovic International Bank a.d's current Cyclically Adjusted Price-to-FCF of 4.44 is 56.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Price-to-FCF mean?
A high Cyclically Adjusted Price-to-FCF can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median Cyclically Adjusted Price-to-FCF is 10.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current Cyclically Adjusted Price-to-FCF is 4.44, which is 39% below median its own 10-year median of 7.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current Cyclically Adjusted Price-to-FCF of 4.44. The current Cyclically Adjusted Price-to-FCF is 4.44, which is 39% below median its 10-year median of 7.27 and 56.9% below the Banks industry median of 10.30. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Price-to-FCF calculated?
Cyclically Adjusted Price-to-FCF is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current Cyclically Adjusted Price-to-FCF is 4.44 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score
Get the complete analysis for XBLB:PIBB-R-D
Cyclically Adjusted Price-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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