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Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Pavlovic International Bank a.d's PEG is 1. Pavlovic International Bank a.d's 5-Year TTM Book Value Growth Rate is 6.85.
Pavlovic International Bank a.d's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was BAM0.07. Therefore, the Peter Lynch Fair Value for today is BAM0.47.
The historical rank and industry rank for Pavlovic International Bank a.d's Peter Lynch Fair Value or its related term are showing as below:
XBLB:PIBB-R-D'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.7 Med: 1.7 Max: 1.7
Current: 1.7
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Pavlovic International Bank a.d was 1.70. The lowest was 1.70. And the median was 1.70.
XBLB:PIBB-R-D's Price-to-Peter-Lynch-Fair-Value is not ranked
in the Banks industry.
Industry Median: 1.12
vs XBLB:PIBB-R-D: 1.70
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Pavlovic International Bank a.d (XBLB:PIBB-R-D) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 6.85 instead of 15 in this case.
Pavlovic International Bank a.d's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
0.80
/
0.47
=
1.69
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pavlovic International Bank a.d Peter Lynch Fair Value Related Terms
Pavlovic International Bank a.d Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pavlovic International Bank a.d Peter Lynch Fair Value Chart
XBLB:PIBB-R-D vs BKESF, TCNB: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Pavlovic International Bank a.d's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pavlovic International Bank a.d Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Pavlovic International Bank a.d's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Pavlovic International Bank a.d's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was BAM0.07.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of BAM0.47 mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a Peter Lynch Fair Value of BAM0.47 as of Jul. 15, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Pavlovic International Bank a.d and its competitors. This is 72% below median its historical median of 1.70. Over the past decade, Pavlovic International Bank a.d's Peter Lynch Fair Value has ranged from 1.70 to 1.70.
Is Pavlovic International Bank a.d's Peter Lynch Fair Value too high?
Pavlovic International Bank a.d's current Peter Lynch Fair Value of BAM0.47 is 72% below median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.70 to a high of 1.70. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's Peter Lynch Fair Value compare to BKESF and TCNB?
Pavlovic International Bank a.d's Peter Lynch Fair Value of BAM0.47 can be compared against companies in the Banks industry. The industry median Peter Lynch Fair Value is 1.12. Historically, Pavlovic International Bank a.d's own Peter Lynch Fair Value has ranged from 1.70 to 1.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 872 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current Peter Lynch Fair Value is BAM0.47, which is 72% below median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current Peter Lynch Fair Value of BAM0.47. The current Peter Lynch Fair Value is BAM0.47, which is 72% below median its 10-year median of 1.70. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current Peter Lynch Fair Value is BAM0.47 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pavlovic International Bank a.d Business Description
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score
Get the complete analysis for XBLB:PIBB-R-D
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