Pavlovic International Bank a.d (XBLB:PIBB-R-D) ROE % Adjusted to Book Value: 15.52% (As of Dec. 2025)

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XBLB:PIBB-R-D Pavlovic International Bank a.d XBLB:PIBB-R-D
2 GF Score
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! 4 Warning Signs
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What is Pavlovic International Bank a.d ROE % Adjusted to Book Value?

Pavlovic International Bank a.d XBLB:PIBB-R-D 2 ROE % Adjusted to Book Value is 15.52% as of Dec. 2025. GuruFocus rates XBLB:PIBB-R-D with a GF Score™ of 2/100. The stock has 4 warning signs investors should review.

Pavlovic International Bank a.d's ROE % for the quarter that ended in Dec. 2025 was 11.95%. Pavlovic International Bank a.d's PB Ratio for the quarter that ended in Dec. 2025 was 0.77. Pavlovic International Bank a.d's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 15.52%.

Pavlovic International Bank a.d ROE % Adjusted to Book Value Related Terms

Pavlovic International Bank a.d ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Pavlovic International Bank a.d's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pavlovic International Bank a.d ROE % Adjusted to Book Value Chart

Pavlovic International Bank a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.85 7.99 10.29 8.00 8.18

Pavlovic International Bank a.d Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.36 7.39 10.18 0.80 15.52

XBLB:PIBB-R-D vs BKESF, TCNB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Pavlovic International Bank a.d's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pavlovic International Bank a.d ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Pavlovic International Bank a.d's ROE % Adjusted to Book Value falls into.


XBLB:PIBB-R-D
2GF Score
Pavlovic International Bank a.d XBLB:PIBB-R-D
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Pavlovic International Bank a.d ROE % Adjusted to Book Value Calculation

Pavlovic International Bank a.d's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.30% / 0.77
=8.18%

Pavlovic International Bank a.d's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.95% / 0.77
=15.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.52% mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a ROE % Adjusted to Book Value of 15.52% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Pavlovic International Bank a.d and its competitors.
Is Pavlovic International Bank a.d's ROE % Adjusted to Book Value too high?
Pavlovic International Bank a.d's current ROE % Adjusted to Book Value is 15.52%. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's ROE % Adjusted to Book Value compare to BKESF and TCNB?
Pavlovic International Bank a.d's ROE % Adjusted to Book Value of 15.52% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Pavlovic International Bank a.d and its competitors. Pavlovic International Bank a.d's current ROE % Adjusted to Book Value is 15.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current ROE % Adjusted to Book Value of 15.52%. The current ROE % Adjusted to Book Value is 15.52%. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current ROE % Adjusted to Book Value is 15.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pavlovic International Bank a.d Business Description

Address Ivana Franje Jukiya 1, Bijelina, BIH, 78000
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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