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Pavlovic International Bank a.d stock PB Ratio (=0.77) is close to 3-year low of 0.72.
The historical rank and industry rank for Pavlovic International Bank a.d's PB Ratio or its related term are showing as below:
XBLB:PIBB-R-D'
s PB Ratio Range Over the Past 10 Years
Min: 0.39 Med: 0.77 Max: 1.41
Current: 0.77
During the past 13 years, Pavlovic International Bank a.d's highest PB Ratio was 1.41. The lowest was 0.39. And the median was 0.77.
XBLB:PIBB-R-D's PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.11
vs XBLB:PIBB-R-D: 0.77
During the past 12 months, Pavlovic International Bank a.d's average Book Value Per Share Growth Rate was 6.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -1.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pavlovic International Bank a.d was 12.60% per year. The lowest was -21.10% per year. And the median was 1.90% per year.
Back to Basics: PB Ratio
Pavlovic International Bank a.d (XBLB:PIBB-R-D) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Pavlovic International Bank a.d PB Ratio Related Terms
Pavlovic International Bank a.d PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pavlovic International Bank a.d's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pavlovic International Bank a.d PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's PB Ratio distribution charts can be found below:
* The bar in red indicates where Pavlovic International Bank a.d's PB Ratio falls into.
Pavlovic International Bank a.d PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a PB Ratio of 0.77 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pavlovic International Bank a.d and its competitors. This is near median its historical median of 0.77. Over the past decade, Pavlovic International Bank a.d's PB Ratio has ranged from 0.39 to 1.41.
Is Pavlovic International Bank a.d's PB Ratio too high?
Pavlovic International Bank a.d's current PB Ratio of 0.77 is near median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.41. The Banks industry median PB Ratio is 1.11. Pavlovic International Bank a.d's value of 0.77 is 30.6% below this industry median. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's PB Ratio compare to BKESF and TCNB?
Pavlovic International Bank a.d's PB Ratio of 0.77 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.11. Pavlovic International Bank a.d's value of 0.77 is 30.6% below this benchmark. Historically, Pavlovic International Bank a.d's own PB Ratio has ranged from 0.39 to 1.41 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 1.11, Pavlovic International Bank a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pavlovic International Bank a.d's current PB Ratio of 0.77 is 30.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current PB Ratio is 0.77, which is near median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current PB Ratio of 0.77. The current PB Ratio is 0.77, which is near median its 10-year median of 0.77 and 30.6% below the Banks industry median of 1.11. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current PB Ratio is 0.77 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pavlovic International Bank a.d Business Description
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score
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