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Pavlovic International Bank a.d (XBLB:PIBB-R-D) Cyclically Adjusted PB Ratio : 0.61 (As of Sep. 21, 2024)


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What is Pavlovic International Bank a.d Cyclically Adjusted PB Ratio?

As of today (2024-09-21), Pavlovic International Bank a.d's current share price is BAM0.80. Pavlovic International Bank a.d's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec23 was BAM1.32. Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio for today is 0.61.

The historical rank and industry rank for Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio or its related term are showing as below:

XBLB:PIBB-R-D' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.22   Med: 0.37   Max: 0.61
Current: 0.61

During the past 13 years, Pavlovic International Bank a.d's highest Cyclically Adjusted PB Ratio was 0.61. The lowest was 0.22. And the median was 0.37.

XBLB:PIBB-R-D's Cyclically Adjusted PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.98 vs XBLB:PIBB-R-D: 0.61

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Pavlovic International Bank a.d's adjusted book value per share data of for the fiscal year that ended in Dec23 was BAM1.111. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is BAM1.32 for the trailing ten years ended in Dec23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Pavlovic International Bank a.d Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pavlovic International Bank a.d Cyclically Adjusted PB Ratio Chart

Pavlovic International Bank a.d Annual Data
Trend Dec13 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.39 0.22 0.48 0.61

Pavlovic International Bank a.d Semi-Annual Data
Dec13 Jun14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.48 - 0.61 -

Competitive Comparison of Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio falls into.



Pavlovic International Bank a.d Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Pavlovic International Bank a.d's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.80/1.32
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pavlovic International Bank a.d's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec23 is calculated as:

For example, Pavlovic International Bank a.d's adjusted Book Value per Share data for the fiscal year that ended in Dec23 was:

Adj_Book=Book Value per Share/CPI of Dec23 (Change)*Current CPI (Dec23)
=1.111/129.4194*129.4194
=1.111

Current CPI (Dec23) = 129.4194.

Pavlovic International Bank a.d Annual Data

Book Value per Share CPI Adj_Book
201312 1.929 98.326 2.539
201512 1.441 99.792 1.869
201612 0.998 101.863 1.268
201712 1.306 104.011 1.625
201812 0.708 105.998 0.864
201912 1.057 108.420 1.262
202012 0.779 109.897 0.917
202112 0.805 117.630 0.886
202212 0.853 125.222 0.882
202312 1.111 129.419 1.111

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Pavlovic International Bank a.d  (XBLB:PIBB-R-D) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Pavlovic International Bank a.d Cyclically Adjusted PB Ratio Related Terms

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Pavlovic International Bank a.d Business Description

Traded in Other Exchanges
N/A
Address
Street Karadordeva 1, Bijelina, BIH, 76300
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdraft, consumer loans, housing loans, savings account, payment cards, short ten loans and other banking services.

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