Pavlovic International Bank a.d (XBLB:PIBB-R-D) FCF Yield %: 121.20 (As of Jul. 15, 2026) — 368% Above Median

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XBLB:PIBB-R-D Pavlovic International Bank a.d XBLB:PIBB-R-D
2 GF Score
Price BAM0.80
! 4 Warning Signs
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What is Pavlovic International Bank a.d FCF Yield %?

Pavlovic International Bank a.d XBLB:PIBB-R-D 2 FCF Yield % is 121.20 as of Jul. 15, 2026, which is 368% above its 10-year median of 25.89. GuruFocus rates XBLB:PIBB-R-D with a GF Score™ of 2/100. The stock has 4 warning signs investors should review.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Pavlovic International Bank a.d's Trailing 12-Month Free Cash Flow is BAM23.33 Mil, and Market Cap is BAM19.25 Mil. Therefore, Pavlovic International Bank a.d's FCF Yield % for today is 121.20%.

The historical rank and industry rank for Pavlovic International Bank a.d's FCF Yield % or its related term are showing as below:

XBLB:PIBB-R-D' s FCF Yield % Range Over the Past 10 Years
Min: -99.45   Med: 25.89   Max: 151.06
Current: 121.2


During the past 13 years, the highest FCF Yield % of Pavlovic International Bank a.d was 151.06%. The lowest was -99.45%. And the median was 25.89%.

XBLB:PIBB-R-D's FCF Yield % is not ranked
in the Banks industry.
Industry Median: 8.14 vs XBLB:PIBB-R-D: 121.20

Pavlovic International Bank a.d's FCF Margin % for the quarter that ended in Dec. 2025 was 85.12%.


Pavlovic International Bank a.d FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Pavlovic International Bank a.d FCF Yield % Related Terms


Pavlovic International Bank a.d FCF Yield % Historical Data

* Premium members only.

The historical data trend for Pavlovic International Bank a.d's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pavlovic International Bank a.d FCF Yield % Chart

Pavlovic International Bank a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 127.63 -54.49 74.53 -99.45 76.36

Pavlovic International Bank a.d Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 327.95 -101.66 -126.53 92.16 60.57

XBLB:PIBB-R-D vs BKESF, TCNB: FCF Yield % Comparison

For the Banks - Regional subindustry, Pavlovic International Bank a.d's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pavlovic International Bank a.d FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Pavlovic International Bank a.d's FCF Yield % falls into.


XBLB:PIBB-R-D
2GF Score
Pavlovic International Bank a.d XBLB:PIBB-R-D
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pavlovic International Bank a.d FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Pavlovic International Bank a.d's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=23.326 / 30.5456
=76.36%

Pavlovic International Bank a.d's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=9.25 * 2 / 30.5456
=60.57%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 121.20 mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a FCF Yield % of 121.20 as of Jul. 15, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pavlovic International Bank a.d and its competitors. This is 368% above median its historical median of 25.89.
Is Pavlovic International Bank a.d's FCF Yield % too high?
Pavlovic International Bank a.d's current FCF Yield % of 121.20 is 368% above median its 10-year median of 25.89. The Banks industry median FCF Yield % is 8.14. Pavlovic International Bank a.d's value of 121.20 is 1388.9% above this industry median. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's FCF Yield % compare to BKESF and TCNB?
Pavlovic International Bank a.d's FCF Yield % of 121.20 can be compared against companies in the Banks industry. The industry median FCF Yield % is 8.14. Pavlovic International Bank a.d's value of 121.20 is 1388.9% above this benchmark. While the company's 10-year median is 25.89 vs. the industry median of 8.14, Pavlovic International Bank a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pavlovic International Bank a.d's current FCF Yield % of 121.20 is 1388.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current FCF Yield % is 121.20, which is 368% above median its own 10-year median of 25.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current FCF Yield % of 121.20. The current FCF Yield % is 121.20, which is 368% above median its 10-year median of 25.89 and 1388.9% above the Banks industry median of 8.14. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current FCF Yield % is 121.20 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pavlovic International Bank a.d Business Description

Address Ivana Franje Jukiya 1, Bijelina, BIH, 78000
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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