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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Pavlovic International Bank a.d's Intrinsic Value: Projected FCF or its related term are showing as below:
XBLB:PIBB-R-D'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.14 Med: 0.45 Max: 20
Current: 0.34
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Pavlovic International Bank a.d was 20.00. The lowest was 0.14. And the median was 0.45.
XBLB:PIBB-R-D's Price-to-Projected-FCF is not ranked
in the Banks industry.
Industry Median: 0.59
vs XBLB:PIBB-R-D: 0.34
Pavlovic International Bank a.d (XBLB:PIBB-R-D) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Pavlovic International Bank a.d's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
0.80
/
2.3508608660129
=
0.34
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pavlovic International Bank a.d Intrinsic Value: Projected FCF Related Terms
Pavlovic International Bank a.d Intrinsic Value: Projected FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pavlovic International Bank a.d Intrinsic Value: Projected FCF Chart
XBLB:PIBB-R-D vs BKESF, TCNB: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Pavlovic International Bank a.d's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pavlovic International Bank a.d Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Pavlovic International Bank a.d's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Pavlovic International Bank a.d's Price-to-Projected-FCF falls into.
Pavlovic International Bank a.d Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of BAM2.35 mean?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a Intrinsic Value: Projected FCF of BAM2.35 as of Aug. 02, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Pavlovic International Bank a.d and its competitors. This is 422% above median its historical median of 0.45. Over the past decade, Pavlovic International Bank a.d's Intrinsic Value: Projected FCF has ranged from 0.14 to 20.00.
Is Pavlovic International Bank a.d's Intrinsic Value: Projected FCF too high?
Pavlovic International Bank a.d's current Intrinsic Value: Projected FCF of BAM2.35 is 422% above median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 20.00. Overall, Pavlovic International Bank a.d has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Pavlovic International Bank a.d's Intrinsic Value: Projected FCF compare to BKESF and TCNB?
Pavlovic International Bank a.d's Intrinsic Value: Projected FCF of BAM2.35 can be compared against companies in the Banks industry. The industry median Intrinsic Value: Projected FCF is 0.59. Historically, Pavlovic International Bank a.d's own Intrinsic Value: Projected FCF has ranged from 0.14 to 20.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,287 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Pavlovic International Bank a.d and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pavlovic International Bank a.d's current Intrinsic Value: Projected FCF is BAM2.35, which is 422% above median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pavlovic International Bank a.d stock overvalued right now?
Pavlovic International Bank a.d (XBLB:PIBB-R-D) has a current Intrinsic Value: Projected FCF of BAM2.35. The current Intrinsic Value: Projected FCF is BAM2.35, which is 422% above median its 10-year median of 0.45. Pavlovic International Bank a.d's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Pavlovic International Bank a.d (XBLB:PIBB-R-D), the current Intrinsic Value: Projected FCF is BAM2.35 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pavlovic International Bank a.d provides banking services. It provides retail and corporate banking services including loans, overdrafts, consumer loans, housing loans, savings accounts, payment cards, short term loans, and other banking services.
2GF Score
Get the complete analysis for XBLB:PIBB-R-D
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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