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Sun Life FinancialPHS:SLF 72 Future 3-5Y EPS without NRI Growth Rate is 8.10 as of Aug. 24, 2026. GuruFocus rates PHS:SLF with a GF Score™ of 72/100 and a GF Value™ of ₱3,809.50 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 204 Insurance companies, Sun Life Financial ranks worse than 58.82% on this metric.
Future 3-5Y EPS without NRI Growth Rate is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
As of today, Sun Life Financial's Future 3-5Y EPS without NRI Growth Rate is 8.10.
Sun Life Financial (PHS:SLF) Future 3-5Y EPS without NRI Growth Rate Explanation
Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.
Sun Life Financial Future 3-5Y EPS without NRI Growth Rate Related Terms
PHS:SLF vs BRK.A, AIG, HIG: Future 3-5Y EPS without NRI Growth Rate Comparison
For the Insurance - Diversified subindustry, Sun Life Financial's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Financial Future 3-5Y EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Sun Life Financial's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Sun Life Financial's Future 3-5Y EPS without NRI Growth Rate falls into.
What does a Future 3-5Y EPS without NRI Growth Rate of 8.10 mean?
Sun Life Financial (PHS:SLF) has a Future 3-5Y EPS without NRI Growth Rate of 8.10 as of Aug. 24, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Sun Life Financial and its competitors. According to the industry distribution chart, Sun Life Financial ranks #120 out of 204 companies in the Insurance industry, placing it in the top 58.8%.
Is Sun Life Financial's Future 3-5Y EPS without NRI Growth Rate too high?
Sun Life Financial's current Future 3-5Y EPS without NRI Growth Rate is 8.10. The Insurance industry median Future 3-5Y EPS without NRI Growth Rate is 9.44. Sun Life Financial's value of 8.10 is 14.1% below this industry median. Based on the distribution chart, Sun Life Financial ranks #120 out of 204 companies in the Insurance industry, which is below the industry midpoint. Overall, Sun Life Financial has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Future 3-5Y EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #120 out of 204 companies for Future 3-5Y EPS without NRI Growth Rate. This places Sun Life Financial in the lower half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 9.44. Sun Life Financial's value of 8.10 is 14.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for an Insurance company?
The median Future 3-5Y EPS without NRI Growth Rate among Insurance companies is 9.44, based on 204 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Financial's current Future 3-5Y EPS without NRI Growth Rate of 8.10 is 14.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Sun Life Financial and its competitors. For the Insurance industry, the median Future 3-5Y EPS without NRI Growth Rate is 9.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current Future 3-5Y EPS without NRI Growth Rate is 8.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,809.50, compared to a current price of ₱4,850.00 — trading 27.3% above its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 8.10 and 14.1% below the Insurance industry median of 9.44. Sun Life Financial's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current Future 3-5Y EPS without NRI Growth Rate is 8.10 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Financial (PHS:SLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued.
The current stock price of ₱4,850.00 is trading 27.3% above its estimated GF Value™ of ₱3,809.50.
GuruFocus considers Sun Life Financial to be Modestly Overvalued.
Key valuation signals for PHS:SLF:
Future 3-5Y EPS without NRI Growth Rate: 8.10
GF Value™: ₱3,809.50 vs. price of ₱4,850.00 (27.3% above fair value)
Industry Position: 14.1% below the Insurance median (#120 of 204)
No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
72GF Score
Get the complete analysis for PHS:SLF
Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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