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Pretax income is the income that a company earns before paying income taxes. Sun Life Financial's pretax income for the
three
months ended in Mar. 2026 was ₱28,410 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱187,300 Mil.
Sun Life Financial's pretax margin was 7.21%.
During the past 13 years, Sun Life Financial's highest Pretax Margin was 105.75%. The lowest was 7.58%. And the median was 12.27%.
Sun Life Financial (PHS:SLF) Pre-Tax Income Explanation
Sun Life Financial's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as
During the past 13 years, Sun Life Financial's highest Pretax Margin was 105.75%. The lowest was 7.58%. And the median was 12.27%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Life Financial Pre-Tax Income Related Terms
Sun Life Financial Pre-Tax Income Historical Data
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The historical data trend for Sun Life Financial's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:SLF vs BRK.A, AIG, HIG: Pre-Tax Income Comparison
For the Insurance - Diversified subindustry, Sun Life Financial's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Financial Pre-Tax Income vs Insurance Industry
For the Insurance industry and Financial Services sector, Sun Life Financial's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Sun Life Financial's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱187,300 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Life Financial (PHS:SLF) has a Pre-Tax Income of ₱187,300 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Sun Life Financial and its competitors.
Is Sun Life Financial's Pre-Tax Income too high?
Sun Life Financial's current Pre-Tax Income is ₱187,300 Mil. Overall, Sun Life Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Pre-Tax Income compare to BRK.A and AIG?
Sun Life Financial's Pre-Tax Income of ₱187,300 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Sun Life Financial and its competitors. Sun Life Financial's current Pre-Tax Income is ₱187,300 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,729.11, compared to a current price of ₱4,754.00 — trading 27.5% above its estimated fair value. The current Pre-Tax Income is ₱187,300 Mil. Sun Life Financial's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current Pre-Tax Income is ₱187,300 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Financial (PHS:SLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued.
The current stock price of ₱4,754.00 is trading 27.5% above its estimated GF Value™ of ₱3,729.11.
GuruFocus considers Sun Life Financial to be Modestly Overvalued.
Key valuation signals for PHS:SLF:
Pre-Tax Income: ₱187,300 Mil
GF Value™: ₱3,729.11 vs. price of ₱4,754.00 (27.5% above fair value)
No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
74GF Score
Get the complete analysis for PHS:SLF
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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