3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-07), Sun Life Financial's 3-1 Month Momentum % is 23.29%.
The industry rank for Sun Life Financial's 3-1 Month Momentum % or its related term are showing as below:
PHS:SLF's 3-1 Month Momentum % is ranked better than 84.46% of 579
companies
in the Insurance industry
Industry Median: 1.87
vs PHS:SLF: 23.29
Sun Life Financial (PHS:SLF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Sun Life Financial 3-1 Month Momentum % Related Terms
PHS:SLF vs BRK.A, AIG, HIG: 3-1 Month Momentum % Comparison
For the Insurance - Diversified subindustry, Sun Life Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Financial 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sun Life Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Sun Life Financial's 3-1 Month Momentum % falls into.
Sun Life Financial (PHS:SLF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Life Financial (PHS:SLF) has a 3-1 Month Momentum % of 23.29% as of Jul. 07, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Sun Life Financial and its competitors. According to the industry distribution chart, Sun Life Financial ranks #90 out of 579 companies in the Insurance industry, placing it in the top 15.5%.
Is Sun Life Financial's 3-1 Month Momentum % too high?
Sun Life Financial's current 3-1 Month Momentum % is 23.29%. The Insurance industry median 3-1 Month Momentum % is 1.87. Sun Life Financial's value of 23.29% is 1145.5% above this industry median. Based on the distribution chart, Sun Life Financial ranks #90 out of 579 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sun Life Financial has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's 3-1 Month Momentum % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #90 out of 579 companies for 3-1 Month Momentum %. This places Sun Life Financial in the top 16% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 1.87. Sun Life Financial's value of 23.29% is 1145.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 1.87, based on 579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Financial's current 3-1 Month Momentum % of 23.29% is 1145.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Sun Life Financial and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 1.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current 3-1 Month Momentum % is 23.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,627.62, compared to a current price of ₱4,652.00 — trading 28.2% above its estimated fair value. The current 3-1 Month Momentum % is 23.29% and 1145.5% above the Insurance industry median of 1.87. Sun Life Financial's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current 3-1 Month Momentum % is 23.29% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Financial (PHS:SLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued.
The current stock price of ₱4,652.00 is trading 28.2% above its estimated GF Value™ of ₱3,627.62.
GuruFocus considers Sun Life Financial to be Modestly Overvalued.
Key valuation signals for PHS:SLF:
3-1 Month Momentum %: 23.29%
GF Value™: ₱3,627.62 vs. price of ₱4,652.00 (28.2% above fair value)
Industry Position: 1145.5% above the Insurance median (#90 of 579)
No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
75GF Score
Get the complete analysis for PHS:SLF
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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