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Sun Life Financial's EPS (Basic) for the
three
months ended in Mar. 2026 was ₱37.78.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱241.56.
During the past 12 months, Sun Life Financial's average EPS without NRIGrowth Rate was 0.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 2.30% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 4.60% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 7.80% per year.
During the past 13 years, Sun Life Financial's highest 3-Year average EPS without NRI Growth Rate was 140.20% per year. The lowest was -36.00% per year. And the median was 10.70% per year.
Sun Life Financial (PHS:SLF) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Sun Life Financial Earnings per Share (Diluted) Related Terms
Sun Life Financial Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Sun Life Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Life Financial Earnings per Share (Diluted) Chart
PHS:SLF vs BRK.A, AIG, HIG: Earnings per Share (Diluted) Comparison
For the Insurance - Diversified subindustry, Sun Life Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Financial PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Sun Life Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Sun Life Financial's PE Ratio falls into.
Sun Life Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Sun Life Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱240.67
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of ₱240.67 mean?
Sun Life Financial (PHS:SLF) has a Earnings per Share (Diluted) of ₱240.67 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Sun Life Financial and its competitors. According to the industry distribution chart, Sun Life Financial ranks #301 out of 402 companies in the Insurance industry, placing it in the top 74.9%.
Is Sun Life Financial's Earnings per Share (Diluted) too high?
Sun Life Financial's current Earnings per Share (Diluted) is ₱240.67. Based on the distribution chart, Sun Life Financial ranks #301 out of 402 companies in the Insurance industry, which is below the industry midpoint. Overall, Sun Life Financial has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Earnings per Share (Diluted) compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #301 out of 402 companies for Earnings per Share (Diluted). This places Sun Life Financial in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.35, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Sun Life Financial and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current Earnings per Share (Diluted) is ₱240.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,721.36, compared to a current price of ₱4,702.00 — trading 26.4% above its estimated fair value. The current Earnings per Share (Diluted) is ₱240.67. Sun Life Financial's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current Earnings per Share (Diluted) is ₱240.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Financial (PHS:SLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued.
The current stock price of ₱4,702.00 is trading 26.4% above its estimated GF Value™ of ₱3,721.36.
GuruFocus considers Sun Life Financial to be Modestly Overvalued.
Key valuation signals for PHS:SLF:
Earnings per Share (Diluted): ₱240.67
GF Value™: ₱3,721.36 vs. price of ₱4,702.00 (26.4% above fair value)
No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
75GF Score
Get the complete analysis for PHS:SLF
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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