Sun Life Financial (PHS:SLF) Interest Expense: ₱-24,742 Mil (TTM As of Mar. 2026)


PHS:SLF Sun Life Financial Inc PHS:SLF
76 GF Score
Price ₱4,600.00
GF Value ₱3,636.97
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Sun Life Financial Interest Expense?

Sun Life Financial PHS:SLF +4.50% 76 Interest Expense is ₱-24,742 Mil as of Mar. 2026. GuruFocus rates PHS:SLF with a GF Score™ of 76/100 and a GF Value™ of ₱3,636.97 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Sun Life Financial's interest expense for the three months ended in Mar. 2026 was ₱ -7,271 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₱-24,742 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Sun Life Financial's Operating Income for the three months ended in Mar. 2026 was ₱ 35,461 Mil. Sun Life Financial's Interest Expense for the three months ended in Mar. 2026 was ₱ -7,271 Mil. Sun Life Financial's Interest Coverage for the quarter that ended in Mar. 2026 was 4.88. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sun Life Financial  (PHS:SLF) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sun Life Financial's Interest Expense for the three months ended in Mar. 2026 was ₱-7,271 Mil. Its EBIT for the three months ended in Mar. 2026 was ₱35,461 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was ₱373,430 Mil.

Sun Life Financial's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*35460.652/-7270.549
=4.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Sun Life Financial Interest Expense Historical Data

* Premium members only.

The historical data trend for Sun Life Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sun Life Financial Interest Expense Chart

Sun Life Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15,634.05 -20,046.29 -25,179.65 -28,521.89 -23,334.46

Sun Life Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5,669.59 -5,775.88 -5,795.05 -5,900.16 -7,270.55
PHS:SLF
76GF Score
Sun Life Financial Inc PHS:SLF
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Sun Life Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-24,742 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₱-24,742 Mil mean?
Sun Life Financial (PHS:SLF) has a Interest Expense of ₱-24,742 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Sun Life Financial and its competitors.
Is Sun Life Financial's Interest Expense too high?
Sun Life Financial's current Interest Expense is ₱-24,742 Mil. Overall, Sun Life Financial has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Interest Expense compare to BRK.A and AIG?
Sun Life Financial's Interest Expense of ₱-24,742 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Sun Life Financial and its competitors. Sun Life Financial's current Interest Expense is ₱-24,742 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,636.97, compared to a current price of ₱4,600.00 — trading 26.5% above its estimated fair value. The current Interest Expense is ₱-24,742 Mil. Sun Life Financial's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current Interest Expense is ₱-24,742 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sun Life Financial (PHS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued. The current stock price of ₱4,600.00 is trading 26.5% above its estimated GF Value™ of ₱3,636.97. GuruFocus considers Sun Life Financial to be Modestly Overvalued.

Key valuation signals for PHS:SLF:

  • Interest Expense: ₱-24,742 Mil
  • GF Value™: ₱3,636.97 vs. price of ₱4,600.00 (26.5% above fair value)
  • GF Score™: 76/100 with 8 warning signs

No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sun Life Financial Business Description

Address 1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
76GF Score

Get the complete analysis for PHS:SLF

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱4,600.00
Price
₱3,636.97
GF Value