Sun Life Financial (PHS:SLF) Long-Term Debt: ₱373,430 Mil (As of Mar. 2026)


PHS:SLF Sun Life Financial Inc PHS:SLF
75 GF Score
Price ₱4,504.00
GF Value ₱3,546.89
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Sun Life Financial Long-Term Debt?

Sun Life Financial PHS:SLF -2.09% 75 Long-Term Debt is ₱373,430 Mil as of Mar. 2026. GuruFocus rates PHS:SLF with a GF Score™ of 75/100 and a GF Value™ of ₱3,546.89 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Sun Life Financial's Long-Term Debt for the quarter that ended in Mar. 2026 was ₱373,430 Mil.

Sun Life Financial's quarterly Long-Term Debt increased from Sep. 2025 (₱326,292 Mil) to Dec. 2025 (₱711,302 Mil) but then declined from Dec. 2025 (₱711,302 Mil) to Mar. 2026 (₱373,430 Mil).

Sun Life Financial's annual Long-Term Debt increased from Dec. 2023 (₱550,896 Mil) to Dec. 2024 (₱585,128 Mil) and increased from Dec. 2024 (₱585,128 Mil) to Dec. 2025 (₱711,302 Mil).

Sun Life Financial  (PHS:SLF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Sun Life Financial Long-Term Debt Related Terms

Sun Life Financial Long-Term Debt Historical Data

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The historical data trend for Sun Life Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sun Life Financial Long-Term Debt Chart

Sun Life Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 316,744.88 551,971.29 550,896.12 585,128.36 711,301.74

Sun Life Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 271,927.32 285,659.98 326,292.31 711,301.74 373,429.66
PHS:SLF
75GF Score
Sun Life Financial Inc PHS:SLF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₱373,430 Mil mean?
Sun Life Financial (PHS:SLF) has a Long-Term Debt of ₱373,430 Mil as of Mar. 2026.
Is Sun Life Financial's Long-Term Debt too high?
Sun Life Financial's current Long-Term Debt is ₱373,430 Mil. Overall, Sun Life Financial has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Long-Term Debt compare to BRK.A and AIG?
Sun Life Financial's Long-Term Debt of ₱373,430 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Sun Life Financial's current Long-Term Debt is ₱373,430 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,546.89, compared to a current price of ₱4,504.00 — trading 27% above its estimated fair value. The current Long-Term Debt is ₱373,430 Mil. Sun Life Financial's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current Long-Term Debt is ₱373,430 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sun Life Financial (PHS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued. The current stock price of ₱4,504.00 is trading 27% above its estimated GF Value™ of ₱3,546.89. GuruFocus considers Sun Life Financial to be Modestly Overvalued.

Key valuation signals for PHS:SLF:

  • Long-Term Debt: ₱373,430 Mil
  • GF Value™: ₱3,546.89 vs. price of ₱4,504.00 (27% above fair value)
  • GF Score™: 75/100 with 8 warning signs

No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sun Life Financial Business Description

Address 1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
75GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱4,504.00
Price
₱3,546.89
GF Value