Sun Life FinancialPHS:SLF +4.50%75 PS Ratio is 1.62 as of Jun. 26, 2026, which is 40% above its 10-year median of 1.16. GuruFocus rates PHS:SLF with a GF Score™ of 75/100 and a GF Value™ of ₱3,636.97 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 500 Insurance companies, Sun Life Financial ranks worse than 69% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Sun Life Financial's share price is ₱4600.00.
Sun Life Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₱2,833.20. Hence, Sun Life Financial's PS Ratio for today is 1.62.
Warning Sign:
Sun Life Financial Inc stock PS Ratio (=1.73) is close to 3-year high of 1.73.
The historical rank and industry rank for Sun Life Financial's PS Ratio or its related term are showing as below:
PHS:SLF'
s PS Ratio Range Over the Past 10 Years
Min: 0.55 Med: 1.16 Max: 11.81
Current: 1.73
During the past 13 years, Sun Life Financial's highest PS Ratio was 11.81. The lowest was 0.55. And the median was 1.16.
PHS:SLF's PS Ratio is ranked worse than 69% of 500
companies
in the Insurance industry
Industry Median: 1.14
vs PHS:SLF: 1.73
Sun Life Financial Inc revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Sun Life Financial was -5.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 126.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 5.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 1.40% per year.
During the past 13 years, Sun Life Financial's highest 3-Year average Revenue per Share Growth Rate was 126.80% per year. The lowest was -55.60% per year. And the median was 4.90% per year.
Back to Basics: PS Ratio
Sun Life Financial (PHS:SLF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Sun Life Financial PS Ratio Related Terms
Sun Life Financial PS Ratio Historical Data
* Premium members only.
The historical data trend for Sun Life Financial's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Sun Life Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Financial PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Sun Life Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where Sun Life Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Sun Life Financial's Share Price of today is ₱4600.00. Sun Life Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱2,833.20.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Sun Life Financial (PHS:SLF) has a PS Ratio of 1.62 as of Jun. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Sun Life Financial and its competitors. This is 40% above median its historical median of 1.16. Over the past decade, Sun Life Financial's PS Ratio has ranged from 0.55 to 11.81. According to the industry distribution chart, Sun Life Financial ranks #345 out of 500 companies in the Insurance industry, placing it in the top 69%.
Is Sun Life Financial's PS Ratio too high?
Sun Life Financial's current PS Ratio of 1.62 is 40% above median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 11.81. The Insurance industry median PS Ratio is 1.14. Sun Life Financial's value of 1.62 is 42.1% above this industry median. Based on the distribution chart, Sun Life Financial ranks #345 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Sun Life Financial has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #345 out of 500 companies for PS Ratio. This places Sun Life Financial in the lower half of its industry. The industry median PS Ratio is 1.14. Sun Life Financial's value of 1.62 is 42.1% above this benchmark. Historically, Sun Life Financial's own PS Ratio has ranged from 0.55 to 11.81 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 1.14, Sun Life Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.14, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Financial's current PS Ratio of 1.62 is 42.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Sun Life Financial and its competitors. For the Insurance industry, the median PS Ratio is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current PS Ratio is 1.62, which is 40% above median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,636.97, compared to a current price of ₱4,600.00 — trading 26.5% above its estimated fair value. The current PS Ratio is 1.62, which is 40% above median its 10-year median of 1.16 and 42.1% above the Insurance industry median of 1.14. Sun Life Financial's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current PS Ratio is 1.62 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Financial (PHS:SLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued.
The current stock price of ₱4,600.00 is trading 26.5% above its estimated GF Value™ of ₱3,636.97.
GuruFocus considers Sun Life Financial to be Modestly Overvalued.
Key valuation signals for PHS:SLF:
PS Ratio: 1.62 (40% above median its 10-year median of 1.16)
GF Value™: ₱3,636.97 vs. price of ₱4,600.00 (26.5% above fair value)
Industry Position: 42.1% above the Insurance median (#345 of 500)
No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
75GF Score
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