Sun Life Financial (PHS:SLF) 5-Year EBITDA Growth Rate: 3.20% (As of Mar. 2026)

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PHS:SLF Sun Life Financial Inc PHS:SLF
74 GF Score
Price ₱4,900.00
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Sun Life Financial 5-Year EBITDA Growth Rate?

Sun Life Financial PHS:SLF 74 5-Year EBITDA Growth Rate is 3.20% as of Mar. 2026. GuruFocus rates PHS:SLF with a GF Score™ of 74/100 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Sun Life Financial's EBITDA per Share for the three months ended in Mar. 2026 was ₱63.73.

During the past 12 months, Sun Life Financial's average EBITDA Per Share Growth Rate was -3.00% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 6.40% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 3.20% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 5.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Sun Life Financial was 55.00% per year. The lowest was -35.90% per year. And the median was 6.10% per year.


Sun Life Financial  (PHS:SLF) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.


Sun Life Financial 5-Year EBITDA Growth Rate Related Terms


PHS:SLF vs BRK.A, AIG, HIG: 5-Year EBITDA Growth Rate Comparison

For the Insurance - Diversified subindustry, Sun Life Financial's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sun Life Financial 5-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Sun Life Financial's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Sun Life Financial's 5-Year EBITDA Growth Rate falls into.


PHS:SLF
74GF Score
Sun Life Financial Inc PHS:SLF
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Sun Life Financial 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 3.20% mean?
Sun Life Financial (PHS:SLF) has a 5-Year EBITDA Growth Rate of 3.20% as of Mar. 2026. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Sun Life Financial and its competitors.
Is Sun Life Financial's 5-Year EBITDA Growth Rate too high?
Sun Life Financial's current 5-Year EBITDA Growth Rate is 3.20%. Overall, Sun Life Financial has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's 5-Year EBITDA Growth Rate compare to BRK.A and AIG?
Sun Life Financial's 5-Year EBITDA Growth Rate of 3.20% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for an Insurance company?
A good 5-Year EBITDA Growth Rate depends on the Insurance industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Sun Life Financial and its competitors. Sun Life Financial's current 5-Year EBITDA Growth Rate is 3.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Significantly Overvalued. The current 5-Year EBITDA Growth Rate is 3.20%. Sun Life Financial's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current 5-Year EBITDA Growth Rate is 3.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sun Life Financial Business Description

Address 1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
74GF Score

Get the complete analysis for PHS:SLF

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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