Sun Life Financial (PHS:SLF) Tariff Resilience Score: 8/10 (As of Jun. 25, 2026)


PHS:SLF Sun Life Financial Inc PHS:SLF
76 GF Score
Price ₱4,600.00
GF Value ₱3,480.95
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Sun Life Financial Tariff Resilience Score?

Sun Life Financial PHS:SLF +4.50% 76 Tariff Resilience Score is 8 as of Jun. 25, 2026. GuruFocus rates PHS:SLF with a GF Score™ of 76/100 and a GF Value™ of ₱3,480.95 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 593 Insurance companies, Sun Life Financial ranks better than 87.52% on this metric.

Sun Life Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Sun Life Financial has Primarily financial services with minimal direct tariff exposure. Global operations provide diversification. Historical resilience to trade policy changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Sun Life Financial might have Highly Resilient.

Sun Life Financial  (PHS:SLF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Sun Life Financial Tariff Resilience Score Related Terms

PHS:SLF vs BRK.A, AIG, HIG: Tariff Resilience Score Comparison

For the Insurance - Diversified subindustry, Sun Life Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sun Life Financial Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Sun Life Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Sun Life Financial's Tariff Resilience Score falls into.


PHS:SLF
76GF Score
Sun Life Financial Inc PHS:SLF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Sun Life Financial (PHS:SLF) has a Tariff Resilience Score of 8 as of Jun. 25, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Sun Life Financial ranks #74 out of 593 companies in the Insurance industry, placing it in the top 12.5%.
Is Sun Life Financial's Tariff Resilience Score too high?
Sun Life Financial's current Tariff Resilience Score is 8. Based on the distribution chart, Sun Life Financial ranks #74 out of 593 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sun Life Financial has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Tariff Resilience Score compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #74 out of 593 companies for Tariff Resilience Score. This places Sun Life Financial in the top 13% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Sun Life Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱3,480.95, compared to a current price of ₱4,600.00 — trading 32.1% above its estimated fair value. The current Tariff Resilience Score is 8. Sun Life Financial's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current Tariff Resilience Score is 8 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sun Life Financial (PHS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued. The current stock price of ₱4,600.00 is trading 32.1% above its estimated GF Value™ of ₱3,480.95. GuruFocus considers Sun Life Financial to be Significantly Overvalued.

Key valuation signals for PHS:SLF:

  • Tariff Resilience Score: 8
  • GF Value™: ₱3,480.95 vs. price of ₱4,600.00 (32.1% above fair value)
  • GF Score™: 76/100 with 8 warning signs

No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sun Life Financial Business Description

Address 1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
76GF Score

Get the complete analysis for PHS:SLF

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱4,600.00
Price
₱3,480.95
GF Value