Sun Life FinancialPHS:SLF 76 Earnings Yield (Joel Greenblatt) % is 9.42% as of Mar. 2026, which is 13% below its 10-year median of 10.89. GuruFocus rates PHS:SLF with a GF Score™ of 76/100 and a GF Value™ of ₱3,700.26 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 513 Insurance companies, Sun Life Financial ranks better than 51.07% on this metric.
Sun Life Financial's Enterprise Value for the quarter that ended in Mar. 2026 was ₱2,112,484 Mil.
Sun Life Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₱211,983 Mil. Sun Life Financial's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 9.42%.
The historical rank and industry rank for Sun Life Financial's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
PHS:SLF'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 7.26 Med: 10.89 Max: 16.2
Current: 7.36
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Sun Life Financial was 16.20%. The lowest was 7.26%. And the median was 10.89%.
PHS:SLF's Earnings Yield (Joel Greenblatt) % is ranked better than 51.07% of 513
companies
in the Insurance industry
Industry Median: 7
vs PHS:SLF: 7.36
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Sun Life Financial's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 7.71%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Sun Life Financial (PHS:SLF) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Sun Life Financial Earnings Yield (Joel Greenblatt) % Related Terms
Sun Life Financial Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Sun Life Financial's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Life Financial Earnings Yield (Joel Greenblatt) % Chart
For the Insurance - Diversified subindustry, Sun Life Financial's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Financial Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sun Life Financial's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Sun Life Financial's Earnings Yield (Joel Greenblatt) % falls into.
Sun Life Financial Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Sun Life Financials Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Sun Life Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱211,983 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 9.42% mean?
Sun Life Financial (PHS:SLF) has a Earnings Yield (Joel Greenblatt) % of 9.42% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Sun Life Financial and its competitors. This is 13% below median its historical median of 10.89. Over the past decade, Sun Life Financial's Earnings Yield (Joel Greenblatt) % has ranged from 7.26 to 16.20. According to the industry distribution chart, Sun Life Financial ranks #251 out of 513 companies in the Insurance industry, placing it in the top 48.9%.
Is Sun Life Financial's Earnings Yield (Joel Greenblatt) % too high?
Sun Life Financial's current Earnings Yield (Joel Greenblatt) % of 9.42% is 13% below median its 10-year median of 10.89. Over the past 10 years, this metric has ranged from a low of 7.26 to a high of 16.20. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.00. Sun Life Financial's value of 9.42% is 34.6% above this industry median. Based on the distribution chart, Sun Life Financial ranks #251 out of 513 companies in the Insurance industry, which is above the industry midpoint. Overall, Sun Life Financial has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Earnings Yield (Joel Greenblatt) % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #251 out of 513 companies for Earnings Yield (Joel Greenblatt) %. This puts Sun Life Financial in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.00. Sun Life Financial's value of 9.42% is 34.6% above this benchmark. Historically, Sun Life Financial's own Earnings Yield (Joel Greenblatt) % has ranged from 7.26 to 16.20 over the past decade. While the company's 10-year median is 10.89 vs. the industry median of 7.00, Sun Life Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.00, based on 513 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Financial's current Earnings Yield (Joel Greenblatt) % of 9.42% is 34.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Sun Life Financial and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current Earnings Yield (Joel Greenblatt) % is 9.42%, which is 13% below median its own 10-year median of 10.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,700.26, compared to a current price of ₱4,750.00 — trading 28.4% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 9.42%, which is 13% below median its 10-year median of 10.89 and 34.6% above the Insurance industry median of 7.00. Sun Life Financial's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current Earnings Yield (Joel Greenblatt) % is 9.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Financial (PHS:SLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued.
The current stock price of ₱4,750.00 is trading 28.4% above its estimated GF Value™ of ₱3,700.26.
GuruFocus considers Sun Life Financial to be Modestly Overvalued.
Key valuation signals for PHS:SLF:
Earnings Yield (Joel Greenblatt) %: 9.42% (13% below median its 10-year median of 10.89)
GF Value™: ₱3,700.26 vs. price of ₱4,750.00 (28.4% above fair value)
Industry Position: 34.6% above the Insurance median (#251 of 513)
No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
76GF Score
Get the complete analysis for PHS:SLF
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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