Sun Life FinancialPHS:SLF +4.50%76 PEG Ratio is 4.72 as of Jun. 25, 2026, which is 174% above its 10-year median of 1.72. GuruFocus rates PHS:SLF with a GF Score™ of 76/100 and a GF Value™ of ₱3,480.95 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 183 Insurance companies, Sun Life Financial ranks worse than 91.26% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Sun Life Financial's PEG Ratio or its related term are showing as below:
PHS:SLF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.28 Med: 1.72 Max: 7.88
Current: 5.25
During the past 13 years, Sun Life Financial's highest PEG Ratio was 7.88. The lowest was 0.28. And the median was 1.72.
PHS:SLF's PEG Ratio is ranked worse than 91.26% of 183
companies
in the Insurance industry
Industry Median: 0.83
vs PHS:SLF: 5.25
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Sun Life Financial (PHS:SLF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Sun Life Financial PEG Ratio Related Terms
Sun Life Financial PEG Ratio Historical Data
* Premium members only.
The historical data trend for Sun Life Financial's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Sun Life Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Financial PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Sun Life Financial's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Sun Life Financial's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Sun Life Financial (PHS:SLF) has a PEG Ratio of 4.72 as of Jun. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Sun Life Financial and its competitors. This is 174% above median its historical median of 1.72. Over the past decade, Sun Life Financial's PEG Ratio has ranged from 0.28 to 7.88. According to the industry distribution chart, Sun Life Financial ranks #167 out of 183 companies in the Insurance industry, placing it in the top 91.3%.
Is Sun Life Financial's PEG Ratio too high?
Sun Life Financial's current PEG Ratio of 4.72 is 174% above median its 10-year median of 1.72. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 7.88. The Insurance industry median PEG Ratio is 0.83. Sun Life Financial's value of 4.72 is 468.7% above this industry median. Based on the distribution chart, Sun Life Financial ranks #167 out of 183 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sun Life Financial has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's PEG Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #167 out of 183 companies for PEG Ratio. This places Sun Life Financial in the lower half of its industry. The industry median PEG Ratio is 0.83. Sun Life Financial's value of 4.72 is 468.7% above this benchmark. Historically, Sun Life Financial's own PEG Ratio has ranged from 0.28 to 7.88 over the past decade. While the company's 10-year median is 1.72 vs. the industry median of 0.83, Sun Life Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.83, based on 183 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Financial's current PEG Ratio of 4.72 is 468.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Sun Life Financial and its competitors. For the Insurance industry, the median PEG Ratio is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current PEG Ratio is 4.72, which is 174% above median its own 10-year median of 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱3,480.95, compared to a current price of ₱4,600.00 — trading 32.1% above its estimated fair value. The current PEG Ratio is 4.72, which is 174% above median its 10-year median of 1.72 and 468.7% above the Insurance industry median of 0.83. Sun Life Financial's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current PEG Ratio is 4.72 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Financial (PHS:SLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued.
The current stock price of ₱4,600.00 is trading 32.1% above its estimated GF Value™ of ₱3,480.95.
GuruFocus considers Sun Life Financial to be Modestly Overvalued.
Key valuation signals for PHS:SLF:
PEG Ratio: 4.72 (174% above median its 10-year median of 1.72)
GF Value™: ₱3,480.95 vs. price of ₱4,600.00 (32.1% above fair value)
Industry Position: 468.7% above the Insurance median (#167 of 183)
No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
76GF Score
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