Sun Life Financial (PHS:SLF) Enterprise Value: ₱2,721,291 Mil (As of Jun. 25, 2026) ***


PHS:SLF Sun Life Financial Inc PHS:SLF
76 GF Score
Price ₱4,600.00
GF Value ₱3,480.95
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Sun Life Financial Enterprise Value?

Sun Life Financial PHS:SLF +4.50% 76 Enterprise Value is ₱2,721,291 Mil as of Jun. 25, 2026. GuruFocus rates PHS:SLF with a GF Score™ of 76/100 and a GF Value™ of ₱3,480.95 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Sun Life Financial's Enterprise Value is ₱2,721,291 Mil. Sun Life Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₱210,594 Mil. Therefore, Sun Life Financial's EV-to-EBIT ratio for today is 12.92.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Sun Life Financial's Enterprise Value is ₱2,721,291 Mil. Sun Life Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₱210,594 Mil. Therefore, Sun Life Financial's EV-to-EBITDA ratio for today is 12.92.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Sun Life Financial's Enterprise Value is ₱2,721,291 Mil. Sun Life Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₱1,595,678 Mil. Therefore, Sun Life Financial's EV-to-Revenue ratio for today is 1.71.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Sun Life Financial's Enterprise Value is ₱2,721,291 Mil. Sun Life Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₱238,313 Mil. Therefore, Sun Life Financial's EV-to-OCF ratio for today is 11.42.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Sun Life Financial's Enterprise Value is ₱2,721,291 Mil. Sun Life Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₱232,221 Mil. Therefore, Sun Life Financial's EV-to-FCF ratio for today is 11.72.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Sun Life Financial  (PHS:SLF) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Sun Life Financial's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=2721291.320/210594.141
=12.92

Sun Life Financial's current Enterprise Value is ₱2,721,291 Mil.
Sun Life Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱210,594 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Sun Life Financial's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=2721291.320/210594.141
=12.92

Sun Life Financial's current Enterprise Value is ₱2,721,291 Mil.
Sun Life Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱210,594 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Sun Life Financial's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=2721291.320/1595677.692
=1.71

Sun Life Financial's current Enterprise Value is ₱2,721,291 Mil.
Sun Life Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱1,595,678 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Sun Life Financial's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2721291.320/238312.983
=11.42

Sun Life Financial's current Enterprise Value is ₱2,721,291 Mil.
Sun Life Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱238,313 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Sun Life Financial's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2721291.320/232221.111
=11.72

Sun Life Financial's current Enterprise Value is ₱2,721,291 Mil.
Sun Life Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱232,221 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sun Life Financial Enterprise Value Related Terms


Sun Life Financial Enterprise Value Historical Data

* Premium members only.

The historical data trend for Sun Life Financial's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sun Life Financial Enterprise Value Chart

Sun Life Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,366,405.01 1,863,121.73 1,847,382.98 2,297,790.99 2,376,330.47

Sun Life Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,821,566.54 2,020,446.00 1,893,676.42 2,376,330.47 2,111,891.89

PHS:SLF vs BRK.A, AIG, HIG: Enterprise Value Comparison

For the Insurance - Diversified subindustry, Sun Life Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sun Life Financial Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Sun Life Financial's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Sun Life Financial's Enterprise Value falls into.


PHS:SLF
76GF Score
Sun Life Financial Inc PHS:SLF
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Sun Life Financial Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Sun Life Financial's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Enterprise Value (A: Dec. 2025 )
=Market Cap+Preferred Stock+Long-Term Debt & Capital Lease Obligation
=1905072+55541.336+752292.308
+Short-Term Debt & Capital Lease Obligation+Minority Interest-Balance Sheet Cash And Cash Equivalents
+81360.072+11711.592-429646.834
=2,376,330

Sun Life Financial's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₱2,721,291 Mil mean?
Sun Life Financial (PHS:SLF) has a Enterprise Value of ₱2,721,291 Mil as of Jun. 25, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Sun Life Financial and its competitors.
Is Sun Life Financial's Enterprise Value too high?
Sun Life Financial's current Enterprise Value is ₱2,721,291 Mil. Overall, Sun Life Financial has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Enterprise Value compare to BRK.A and AIG?
Sun Life Financial's Enterprise Value of ₱2,721,291 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Sun Life Financial and its competitors. Sun Life Financial's current Enterprise Value is ₱2,721,291 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (PHS:SLF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱3,480.95, compared to a current price of ₱4,600.00 — trading 32.1% above its estimated fair value. The current Enterprise Value is ₱2,721,291 Mil. Sun Life Financial's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Sun Life Financial (PHS:SLF), the current Enterprise Value is ₱2,721,291 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sun Life Financial (PHS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sun Life Financial stock appears to be overvalued. The current stock price of ₱4,600.00 is trading 32.1% above its estimated GF Value™ of ₱3,480.95. GuruFocus considers Sun Life Financial to be Significantly Overvalued.

Key valuation signals for PHS:SLF:

  • Enterprise Value: ₱2,721,291 Mil
  • GF Value™: ₱3,480.95 vs. price of ₱4,600.00 (32.1% above fair value)
  • GF Score™: 76/100 with 8 warning signs

No single metric tells the full story. See the PHS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sun Life Financial Business Description

Address 1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
76GF Score

Get the complete analysis for PHS:SLF

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱4,600.00
Price
₱3,480.95
GF Value