Jubilee HoldingsNAI:JUB +0.34%76 OCF Margin % is 21.47% as of Dec. 2025, which is 209% above its 10-year median of 6.95. GuruFocus rates NAI:JUB with a GF Score™ of 76/100 and a GF Value™ of KES307.82 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Jubilee Holdings ranks better than 73.05% on this metric.
The historical rank and industry rank for Jubilee Holdings's OCF Margin % or its related term are showing as below:
NAI:JUB'
s OCF Margin % Range Over the Past 10 Years
Min: -10 Med: 6.95 Max: 23.59
Current: 21.47
During the past 13 years, the highest OCF Margin % of Jubilee Holdings was 23.59%. The lowest was -10.00%. And the median was 6.95%.
NAI:JUB's OCF Margin % is ranked better than 73.05% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs NAI:JUB: 21.47
Jubilee Holdings OCF Margin % Related Terms
Jubilee Holdings OCF Margin % Historical Data
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The historical data trend for Jubilee Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAI:JUB vs BRK.A, AIG, HIG: OCF Margin % Comparison
For the Insurance - Diversified subindustry, Jubilee Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Holdings OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Jubilee Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jubilee Holdings (NAI:JUB) has a OCF Margin % of 21.47% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Jubilee Holdings and its competitors. This is 209% above median its historical median of 6.95. According to the industry distribution chart, Jubilee Holdings ranks #135 out of 501 companies in the Insurance industry, placing it in the top 26.9%.
Is Jubilee Holdings' OCF Margin % too high?
Jubilee Holdings' current OCF Margin % of 21.47% is 209% above median its 10-year median of 6.95. The Insurance industry median OCF Margin % is 10.85. Jubilee Holdings' value of 21.47% is 97.9% above this industry median. Based on the distribution chart, Jubilee Holdings ranks #135 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Jubilee Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee Holdings ranks #135 out of 501 companies for OCF Margin %. This puts Jubilee Holdings in the upper half of its industry. The industry median OCF Margin % is 10.85. Jubilee Holdings' value of 21.47% is 97.9% above this benchmark. While the company's 10-year median is 6.95 vs. the industry median of 10.85, Jubilee Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Holdings's current OCF Margin % of 21.47% is 97.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Jubilee Holdings and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Holdings's current OCF Margin % is 21.47%, which is 209% above median its own 10-year median of 6.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES307.82, compared to a current price of KES364.75 — trading 18.5% above its estimated fair value. The current OCF Margin % is 21.47%, which is 209% above median its 10-year median of 6.95 and 97.9% above the Insurance industry median of 10.85. Jubilee Holdings' overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current OCF Margin % is 21.47% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued.
The current stock price of KES364.75 is trading 18.5% above its estimated GF Value™ of KES307.82.
GuruFocus considers Jubilee Holdings to be Modestly Overvalued.
Key valuation signals for NAI:JUB:
OCF Margin %: 21.47% (209% above median its 10-year median of 6.95)
GF Value™: KES307.82 vs. price of KES364.75 (18.5% above fair value)
Industry Position: 97.9% above the Insurance median (#135 of 501)
No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
76GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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