PT KDB Tifa Finance Tbk (ISX:TIFA) Efficiency Overhead Ratio %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:TIFA PT KDB Tifa Finance Tbk ISX:TIFA
71 GF Score
Price Rp328.00
GF Value Rp526.14
Valuation Possible Value Trap
! 6 Warning Signs
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What is PT KDB Tifa Finance Tbk Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % only apply to companies which has operating data in Banks industry.

ISX:TIFA
71GF Score
PT KDB Tifa Finance Tbk ISX:TIFA
Efficiency Overhead Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued. The current stock price of Rp328.00 is trading 37.7% below its estimated GF Value™ of Rp526.14. GuruFocus considers PT KDB Tifa Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:TIFA:

  • Efficiency Overhead Ratio %:
  • GF Value™: Rp526.14 vs. price of Rp328.00 (37.7% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT KDB Tifa Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kaveling 52-53, Pacific Century Place Lantai 41, SCBD Lot 10, South Jakarta, Jakarta, IDN, 12190
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
71GF Score

Get the complete analysis for ISX:TIFA

Efficiency Overhead Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp328.00
Price
Rp526.14
GF Value