Banque Internationale Arabe de Tunisie (XTUN:BIAT) EPS (Basic): TND11.45 (TTM As of Dec. 2025)


XTUN:BIAT Banque Internationale Arabe de Tunisie SA XTUN:BIAT
63 GF Score
Price TND157.40
GF Value TND104.70
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banque Internationale Arabe de Tunisie EPS (Basic)?

Banque Internationale Arabe de Tunisie XTUN:BIAT 63 EPS (Basic) is TND11.45 as of Dec. 2025. GuruFocus rates XTUN:BIAT with a GF Score™ of 63/100 and a GF Value™ of TND104.70 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banque Internationale Arabe de Tunisie's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was TND11.45. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was TND11.45.

Banque Internationale Arabe de Tunisie's EPS (Diluted) for the six months ended in Dec. 2025 was TND11.45. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was TND11.45.

Banque Internationale Arabe de Tunisie's EPS without NRI for the six months ended in Dec. 2025 was TND11.52. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 11.52.

During the past 12 months, Banque Internationale Arabe de Tunisie's average EPS without NRIGrowth Rate was 23.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 14.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was -1.80% per year. During the past 10 years, the average EPS without NRI Growth Rate was -0.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Banque Internationale Arabe de Tunisie's highest 3-Year average EPS without NRI Growth Rate was 38.80% per year. The lowest was -24.40% per year. And the median was 19.70% per year.

Banque Internationale Arabe de Tunisie  (XTUN:BIAT) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Banque Internationale Arabe de Tunisie EPS (Basic) Related Terms

Banque Internationale Arabe de Tunisie EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Banque Internationale Arabe de Tunisie's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Internationale Arabe de Tunisie EPS (Basic) Chart

Banque Internationale Arabe de Tunisie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.95 7.66 10.05 9.30 11.45

Banque Internationale Arabe de Tunisie Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.95 7.66 10.05 9.30 11.45
XTUN:BIAT
63GF Score
Banque Internationale Arabe de Tunisie SA XTUN:BIAT
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Internationale Arabe de Tunisie EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Banque Internationale Arabe de Tunisie's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(467.148-0)/40.800
=11.45

Banque Internationale Arabe de Tunisie's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(467.148-0)/40.800
=11.45

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was TND11.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of TND11.45 mean?
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a EPS (Basic) of TND11.45 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banque Internationale Arabe de Tunisie and its competitors.
Is Banque Internationale Arabe de Tunisie's EPS (Basic) too high?
Banque Internationale Arabe de Tunisie's current EPS (Basic) is TND11.45. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's EPS (Basic) compare to PNC?
Banque Internationale Arabe de Tunisie's EPS (Basic) of TND11.45 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banque Internationale Arabe de Tunisie and its competitors. Banque Internationale Arabe de Tunisie's current EPS (Basic) is TND11.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.70, compared to a current price of TND157.40 — trading 50.3% above its estimated fair value. The current EPS (Basic) is TND11.45. Banque Internationale Arabe de Tunisie's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current EPS (Basic) is TND11.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued. The current stock price of TND157.40 is trading 50.3% above its estimated GF Value™ of TND104.70. GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BIAT:

  • EPS (Basic): TND11.45
  • GF Value™: TND104.70 vs. price of TND157.40 (50.3% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banque Internationale Arabe de Tunisie Business Description

Address 70-72 Avenue Habib Bourguiba, Tunis, TUN, 1000
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
63GF Score

Get the complete analysis for XTUN:BIAT

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND157.40
Price
TND104.70
GF Value