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Banque Internationale Arabe de Tunisie (XTUN:BIAT) Cyclically Adjusted PB Ratio : 1.42 (As of Jun. 03, 2025)


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What is Banque Internationale Arabe de Tunisie Cyclically Adjusted PB Ratio?

As of today (2025-06-03), Banque Internationale Arabe de Tunisie's current share price is TND94.50. Banque Internationale Arabe de Tunisie's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec24 was TND66.60. Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio for today is 1.42.

The historical rank and industry rank for Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio or its related term are showing as below:

XTUN:BIAT' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.94   Med: 1.39   Max: 2.57
Current: 1.42

During the past 13 years, Banque Internationale Arabe de Tunisie's highest Cyclically Adjusted PB Ratio was 2.57. The lowest was 0.94. And the median was 1.39.

XTUN:BIAT's Cyclically Adjusted PB Ratio is ranked worse than
72.2% of 1284 companies
in the Banks industry
Industry Median: 1.01 vs XTUN:BIAT: 1.42

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banque Internationale Arabe de Tunisie's adjusted book value per share data of for the fiscal year that ended in Dec24 was TND56.722. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is TND66.60 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banque Internationale Arabe de Tunisie Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Banque Internationale Arabe de Tunisie Cyclically Adjusted PB Ratio Chart

Banque Internationale Arabe de Tunisie Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.64 0.94 1.28 1.26 1.41

Banque Internationale Arabe de Tunisie Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.64 0.94 1.28 1.26 1.41

Competitive Comparison of Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio falls into.


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Banque Internationale Arabe de Tunisie Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=94.50/66.60
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Internationale Arabe de Tunisie's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec24 is calculated as:

For example, Banque Internationale Arabe de Tunisie's adjusted Book Value per Share data for the fiscal year that ended in Dec24 was:

Adj_Book=Book Value per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=56.722/133.1571*133.1571
=56.722

Current CPI (Dec24) = 133.1571.

Banque Internationale Arabe de Tunisie Annual Data

Book Value per Share CPI Adj_Book
201512 38.336 99.792 51.153
201612 44.324 101.863 57.941
201712 51.029 104.011 65.328
201812 60.390 105.998 75.863
201912 73.156 108.420 89.847
202012 91.158 109.897 110.452
202112 46.015 117.630 52.089
202212 49.036 125.222 52.143
202312 52.911 129.419 54.439
202412 56.722 133.157 56.722

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Banque Internationale Arabe de Tunisie  (XTUN:BIAT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Banque Internationale Arabe de Tunisie Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Banque Internationale Arabe de Tunisie's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Banque Internationale Arabe de Tunisie Business Description

Traded in Other Exchanges
N/A
Address
70-72 Avenue Habib Bourguiba, Tunis, TUN, 1000
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.

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