Banque Internationale Arabe de Tunisie (XTUN:BIAT) Book Value per Share: TND63.08 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTUN:BIAT Banque Internationale Arabe de Tunisie SA XTUN:BIAT
72 GF Score
Price TND168.90
GF Value TND104.08
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Banque Internationale Arabe de Tunisie Book Value per Share?

Banque Internationale Arabe de Tunisie XTUN:BIAT 72 Book Value per Share is TND63.08 as of Dec. 2025. GuruFocus rates XTUN:BIAT with a GF Score™ of 72/100 and a GF Value™ of TND104.08 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banque Internationale Arabe de Tunisie's book value per share for the quarter that ended in Dec. 2025 was TND63.08.

During the past 12 months, Banque Internationale Arabe de Tunisie's average Book Value Per Share Growth Rate was 11.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 8.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -3.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banque Internationale Arabe de Tunisie was 21.30% per year. The lowest was -16.60% per year. And the median was 8.80% per year.

Banque Internationale Arabe de Tunisie's current price is TND168.90. Its book value per share for the quarter that ended in Dec. 2025 was TND63.08. Hence, today's PB Ratio of Banque Internationale Arabe de Tunisie is 2.68.

During the past 13 years, the highest P/B Ratio of Banque Internationale Arabe de Tunisie was 2.93. The lowest was 0.53. And the median was 1.65.

Warning Sign:

Banque Internationale Arabe de Tunisie SA stock PB Ratio (=2.81) is close to 10-year high of 2.93.


Banque Internationale Arabe de Tunisie  (XTUN:BIAT) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Banque Internationale Arabe de Tunisie Book Value per Share Related Terms


Banque Internationale Arabe de Tunisie Book Value per Share Historical Data

* Premium members only.

The historical data trend for Banque Internationale Arabe de Tunisie's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Internationale Arabe de Tunisie Book Value per Share Chart

Banque Internationale Arabe de Tunisie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.02 49.04 52.91 56.72 63.08

Banque Internationale Arabe de Tunisie Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.02 49.04 52.91 56.72 63.08

XTUN:BIAT vs PNC, USB: Book Value per Share Comparison

For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Internationale Arabe de Tunisie PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banque Internationale Arabe de Tunisie's PB Ratio distribution charts can be found below:

* The bar in red indicates where Banque Internationale Arabe de Tunisie's PB Ratio falls into.


XTUN:BIAT
72GF Score
Banque Internationale Arabe de Tunisie SA XTUN:BIAT
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Internationale Arabe de Tunisie Book Value per Share Calculation

Banque Internationale Arabe de Tunisie's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,574-0)/41
=63.08

Banque Internationale Arabe de Tunisie's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,574-0)/41
=63.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of TND63.08 mean?
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a Book Value per Share of TND63.08 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Banque Internationale Arabe de Tunisie and its competitors.
Is Banque Internationale Arabe de Tunisie's Book Value per Share too high?
Banque Internationale Arabe de Tunisie's current Book Value per Share is TND63.08. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's Book Value per Share compare to PNC and USB?
Banque Internationale Arabe de Tunisie's Book Value per Share of TND63.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Banque Internationale Arabe de Tunisie and its competitors. Banque Internationale Arabe de Tunisie's current Book Value per Share is TND63.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.08, compared to a current price of TND168.90 — trading 62.3% above its estimated fair value. The current Book Value per Share is TND63.08. Banque Internationale Arabe de Tunisie's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current Book Value per Share is TND63.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued. The current stock price of TND168.90 is trading 62.3% above its estimated GF Value™ of TND104.08. GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BIAT:

  • Book Value per Share: TND63.08
  • GF Value™: TND104.08 vs. price of TND168.90 (62.3% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Internationale Arabe de Tunisie Business Description

Address 70-72 Avenue Habib Bourguiba, Tunis, TUN, 1000
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
72GF Score

Get the complete analysis for XTUN:BIAT

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND168.90
Price
TND104.08
GF Value