Banque Internationale Arabe de Tunisie (XTUN:BIAT) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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XTUN:BIAT Banque Internationale Arabe de Tunisie SA XTUN:BIAT
73 GF Score
Price TND172.50
GF Value TND104.20
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banque Internationale Arabe de Tunisie ROC (Joel Greenblatt) %?

Banque Internationale Arabe de Tunisie XTUN:BIAT -2.54% 73 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates XTUN:BIAT with a GF Score™ of 73/100 and a GF Value™ of TND104.20 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Banque Internationale Arabe de Tunisie ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

XTUN:BIAT
73GF Score
Banque Internationale Arabe de Tunisie SA XTUN:BIAT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banque Internationale Arabe de Tunisie and its competitors. According to the industry distribution chart, Banque Internationale Arabe de Tunisie ranks #999999 out of 46 companies in the Banks industry.
Is Banque Internationale Arabe de Tunisie's ROC (Joel Greenblatt) % too high?
Banque Internationale Arabe de Tunisie's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Banque Internationale Arabe de Tunisie ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Internationale Arabe de Tunisie ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Banque Internationale Arabe de Tunisie in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banque Internationale Arabe de Tunisie and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Internationale Arabe de Tunisie's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.20, compared to a current price of TND172.50 — trading 65.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Banque Internationale Arabe de Tunisie's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued. The current stock price of TND172.50 is trading 65.5% above its estimated GF Value™ of TND104.20. GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BIAT:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: TND104.20 vs. price of TND172.50 (65.5% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banque Internationale Arabe de Tunisie Business Description

Address 70-72 Avenue Habib Bourguiba, Tunis, TUN, 1000
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
73GF Score

Get the complete analysis for XTUN:BIAT

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND172.50
Price
TND104.20
GF Value