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Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
six
months ended in Dec. 2025,
Banque Internationale Arabe de Tunisie paidTND0 Mil more to buy back shares than it received from issuing new shares.
It receivedTND76 Mil from issuing more debt.
It paidTND0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spentTND257 Mil paying cash dividends to shareholders.
It receivedTND498 Mil on other financial activities.
In all, Banque Internationale Arabe de TunisieearnedTND317 Mil on financial activities for the
six
months ended in Dec. 2025.
Banque Internationale Arabe de Tunisie (XTUN:BIAT) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Banque Internationale Arabe de Tunisie's issuance of stock for the
six
months ended in Dec. 2025 was TND0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Banque Internationale Arabe de Tunisie's repurchase of stock for the
six
months ended in Dec. 2025 was TND0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Banque Internationale Arabe de Tunisie's net issuance of debt for the
six
months ended in Dec. 2025 was TND76 Mil.
Banque Internationale Arabe de Tunisie receivedTND76 Mil from issuing more debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Banque Internationale Arabe de Tunisie's net issuance of preferred for the
six
months ended in Dec. 2025 was TND0 Mil.
Banque Internationale Arabe de Tunisie paidTND0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Banque Internationale Arabe de Tunisie's cash flow for dividends for the
six
months ended in Dec. 2025 was TND-257 Mil.
Banque Internationale Arabe de Tunisie spentTND257 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Banque Internationale Arabe de Tunisie's other financing for the
six
months ended in Dec. 2025 was TND498 Mil.
Banque Internationale Arabe de Tunisie receivedTND498 Mil on other financial activities.
Banque Internationale Arabe de Tunisie Cash Flow from Financing Related Terms
Banque Internationale Arabe de Tunisie Cash Flow from Financing Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie Cash Flow from Financing Chart
Banque Internationale Arabe de Tunisie Annual Data
Banque Internationale Arabe de Tunisie Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow from Financing for the trailing twelve months (TTM) ended in Dec. 2025 was TND317 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of TND317 Mil mean?
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a Cash Flow from Financing of TND317 Mil as of Dec. 2025. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Banque Internationale Arabe de Tunisie and its competitors.
Is Banque Internationale Arabe de Tunisie's Cash Flow from Financing too high?
Banque Internationale Arabe de Tunisie's current Cash Flow from Financing is TND317 Mil. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's Cash Flow from Financing compare to PNC and USB?
Banque Internationale Arabe de Tunisie's Cash Flow from Financing of TND317 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Banque Internationale Arabe de Tunisie and its competitors. Banque Internationale Arabe de Tunisie's current Cash Flow from Financing is TND317 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND103.87, compared to a current price of TND160.48 — trading 54.5% above its estimated fair value. The current Cash Flow from Financing is TND317 Mil. Banque Internationale Arabe de Tunisie's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current Cash Flow from Financing is TND317 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued.
The current stock price of TND160.48 is trading 54.5% above its estimated GF Value™ of TND103.87.
GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.
Key valuation signals for XTUN:BIAT:
Cash Flow from Financing: TND317 Mil
GF Value™: TND103.87 vs. price of TND160.48 (54.5% above fair value)
No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
77GF Score
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