XTUN:BIAT'
s FCF Margin % Range Over the Past 10 Years
Min: -26.38 Med: 54.34 Max: 162.69
Current: 69.09
During the past 13 years, the highest FCF Margin % of Banque Internationale Arabe de Tunisie was 162.69%. The lowest was -26.38%. And the median was 54.34%.
XTUN:BIAT's FCF Margin % is ranked better than 79.47% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs XTUN:BIAT: 69.09
Banque Internationale Arabe de Tunisie FCF Margin % Related Terms
Banque Internationale Arabe de Tunisie FCF Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie FCF Margin % Chart
Banque Internationale Arabe de Tunisie Annual Data
For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Internationale Arabe de Tunisie FCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a FCF Margin % of 69.09% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banque Internationale Arabe de Tunisie and its competitors. This is 27% above median its historical median of 54.34. According to the industry distribution chart, Banque Internationale Arabe de Tunisie ranks #309 out of 1505 companies in the Banks industry, placing it in the top 20.5%.
Is Banque Internationale Arabe de Tunisie's FCF Margin % too high?
Banque Internationale Arabe de Tunisie's current FCF Margin % of 69.09% is 27% above median its 10-year median of 54.34. The Banks industry median FCF Margin % is 26.55. Banque Internationale Arabe de Tunisie's value of 69.09% is 160.2% above this industry median. Based on the distribution chart, Banque Internationale Arabe de Tunisie ranks #309 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Banque Internationale Arabe de Tunisie ranks #309 out of 1505 companies for FCF Margin %. This places Banque Internationale Arabe de Tunisie in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Banque Internationale Arabe de Tunisie's value of 69.09% is 160.2% above this benchmark. While the company's 10-year median is 54.34 vs. the industry median of 26.55, Banque Internationale Arabe de Tunisie has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Internationale Arabe de Tunisie's current FCF Margin % of 69.09% is 160.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banque Internationale Arabe de Tunisie and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Internationale Arabe de Tunisie's current FCF Margin % is 69.09%, which is 27% above median its own 10-year median of 54.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.70, compared to a current price of TND157.40 — trading 50.3% above its estimated fair value. The current FCF Margin % is 69.09%, which is 27% above median its 10-year median of 54.34 and 160.2% above the Banks industry median of 26.55. Banque Internationale Arabe de Tunisie's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current FCF Margin % is 69.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued.
The current stock price of TND157.40 is trading 50.3% above its estimated GF Value™ of TND104.70.
GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.
Key valuation signals for XTUN:BIAT:
FCF Margin %: 69.09% (27% above median its 10-year median of 54.34)
GF Value™: TND104.70 vs. price of TND157.40 (50.3% above fair value)
Industry Position: 160.2% above the Banks median (#309 of 1505)
No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Internationale Arabe de Tunisie Business Description
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
63GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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