Banque Internationale Arabe de Tunisie (XTUN:BIAT) Shareholder Yield % : 1.62% (As of Dec. 2025) — 34% Below Median


XTUN:BIAT Banque Internationale Arabe de Tunisie SA XTUN:BIAT
78 GF Score
Price TND168.30
GF Value TND104.44
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banque Internationale Arabe de Tunisie Shareholder Yield %?

Banque Internationale Arabe de Tunisie XTUN:BIAT 78 Shareholder Yield % is 1.62% as of Dec. 2025, which is 34% below its 10-year median of 2.46. GuruFocus rates XTUN:BIAT with a GF Score™ of 78/100 and a GF Value™ of TND104.44 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, Banque Internationale Arabe de Tunisie ranks better than 50.33% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Banque Internationale Arabe de Tunisie's Shareholder Yield % was 1.62%.


Banque Internationale Arabe de Tunisie  (XTUN:BIAT) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Banque Internationale Arabe de Tunisie Shareholder Yield % Related Terms


Banque Internationale Arabe de Tunisie Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Banque Internationale Arabe de Tunisie's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Internationale Arabe de Tunisie Shareholder Yield % Chart

Banque Internationale Arabe de Tunisie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.42 -5.57 5.87 8.15 2.46

Banque Internationale Arabe de Tunisie Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.42 -5.57 5.87 8.15 2.46

XTUN:BIAT vs PNC, USB: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Internationale Arabe de Tunisie Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Internationale Arabe de Tunisie's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Banque Internationale Arabe de Tunisie's Shareholder Yield % falls into.


XTUN:BIAT
78GF Score
Banque Internationale Arabe de Tunisie SA XTUN:BIAT
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Internationale Arabe de Tunisie Shareholder Yield % Calculation

Banque Internationale Arabe de Tunisie's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=5.44 %+0 %+-2.98 %
=2.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 1.62% mean?
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a Shareholder Yield % of 1.62% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Banque Internationale Arabe de Tunisie and its competitors. This is 34% below median its historical median of 2.46. According to the industry distribution chart, Banque Internationale Arabe de Tunisie ranks #747 out of 1504 companies in the Banks industry, placing it in the top 49.7%.
Is Banque Internationale Arabe de Tunisie's Shareholder Yield % too high?
Banque Internationale Arabe de Tunisie's current Shareholder Yield % of 1.62% is 34% below median its 10-year median of 2.46. The Banks industry median Shareholder Yield % is 1.58. Banque Internationale Arabe de Tunisie's value of 1.62% is 2.9% above this industry median. Based on the distribution chart, Banque Internationale Arabe de Tunisie ranks #747 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Internationale Arabe de Tunisie ranks #747 out of 1504 companies for Shareholder Yield %. This puts Banque Internationale Arabe de Tunisie in the upper half of its industry. The industry median Shareholder Yield % is 1.58. Banque Internationale Arabe de Tunisie's value of 1.62% is 2.9% above this benchmark. While the company's 10-year median is 2.46 vs. the industry median of 1.58, Banque Internationale Arabe de Tunisie has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.58, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Internationale Arabe de Tunisie's current Shareholder Yield % of 1.62% is 2.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Banque Internationale Arabe de Tunisie and its competitors. For the Banks industry, the median Shareholder Yield % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Internationale Arabe de Tunisie's current Shareholder Yield % is 1.62%, which is 34% below median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.44, compared to a current price of TND168.30 — trading 61.1% above its estimated fair value. The current Shareholder Yield % is 1.62%, which is 34% below median its 10-year median of 2.46 and 2.9% above the Banks industry median of 1.58. Banque Internationale Arabe de Tunisie's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current Shareholder Yield % is 1.62% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued. The current stock price of TND168.30 is trading 61.1% above its estimated GF Value™ of TND104.44. GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BIAT:

  • Shareholder Yield %: 1.62% (34% below median its 10-year median of 2.46)
  • GF Value™: TND104.44 vs. price of TND168.30 (61.1% above fair value)
  • GF Score™: 78/100 with 7 warning signs
  • Industry Position: 2.9% above the Banks median (#747 of 1504)

No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Internationale Arabe de Tunisie Business Description

Address 70-72 Avenue Habib Bourguiba, Tunis, TUN, 1000
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
78GF Score

Get the complete analysis for XTUN:BIAT

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND168.30
Price
TND104.44
GF Value