This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
XTUN:BIAT'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.61 Med: 0.83 Max: 1.46
Current: 1.45
During the past 13 years, the highest Price to Median PS Value of Banque Internationale Arabe de Tunisie was 1.46. The lowest was 0.61. And the median was 0.83.
XTUN:BIAT's Price-to-Median-PS-Value is ranked worse than 77.37% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs XTUN:BIAT: 1.45
Banque Internationale Arabe de Tunisie (XTUN:BIAT) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Banque Internationale Arabe de Tunisie's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
157.40
/
108.47
=
1.45
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie Median PS Value Related Terms
Banque Internationale Arabe de Tunisie Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie Median PS Value Chart
Banque Internationale Arabe de Tunisie Annual Data
For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Internationale Arabe de Tunisie Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Banque Internationale Arabe de Tunisie's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Banque Internationale Arabe de Tunisie's Price-to-Median-PS-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a Median PS Value of TND108.47 as of Jun. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Banque Internationale Arabe de Tunisie and its competitors. This is 12969% above median its historical median of 0.83. Over the past decade, Banque Internationale Arabe de Tunisie's Median PS Value has ranged from 0.61 to 1.46. According to the industry distribution chart, Banque Internationale Arabe de Tunisie ranks #807 out of 1043 companies in the Banks industry, placing it in the top 77.4%.
Is Banque Internationale Arabe de Tunisie's Median PS Value too high?
Banque Internationale Arabe de Tunisie's current Median PS Value of TND108.47 is 12969% above median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.46. Based on the distribution chart, Banque Internationale Arabe de Tunisie ranks #807 out of 1043 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Banque Internationale Arabe de Tunisie ranks #807 out of 1043 companies for Median PS Value. This places Banque Internationale Arabe de Tunisie in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Banque Internationale Arabe de Tunisie's own Median PS Value has ranged from 0.61 to 1.46 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Banque Internationale Arabe de Tunisie and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Internationale Arabe de Tunisie's current Median PS Value is TND108.47, which is 12969% above median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.70, compared to a current price of TND157.40 — trading 50.3% above its estimated fair value. The current Median PS Value is TND108.47, which is 12969% above median its 10-year median of 0.83. Banque Internationale Arabe de Tunisie's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current Median PS Value is TND108.47 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued.
The current stock price of TND157.40 is trading 50.3% above its estimated GF Value™ of TND104.70.
GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.
Key valuation signals for XTUN:BIAT:
Median PS Value: TND108.47 (12969% above median its 10-year median of 0.83)
GF Value™: TND104.70 vs. price of TND157.40 (50.3% above fair value)
No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Internationale Arabe de Tunisie Business Description
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
63GF Score
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