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Banque Internationale Arabe de Tunisie (XTUN:BIAT) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banque Internationale Arabe de Tunisie 5-Year Yield-on-Cost % Related Terms
XTUN:BIAT vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Internationale Arabe de Tunisie 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banque Internationale Arabe de Tunisie's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banque Internationale Arabe de Tunisie's 5-Year Yield-on-Cost % falls into.
Banque Internationale Arabe de Tunisie 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a 5-Year Yield-on-Cost % of 3.55 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banque Internationale Arabe de Tunisie and its competitors. This is 20% below median its historical median of 4.44. Over the past decade, Banque Internationale Arabe de Tunisie's 5-Year Yield-on-Cost % has ranged from 1.21 to 82.63. According to the industry distribution chart, Banque Internationale Arabe de Tunisie ranks #685 out of 1252 companies in the Banks industry, placing it in the top 54.7%.
Is Banque Internationale Arabe de Tunisie's 5-Year Yield-on-Cost % too high?
Banque Internationale Arabe de Tunisie's current 5-Year Yield-on-Cost % of 3.55 is 20% below median its 10-year median of 4.44. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 82.63. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Banque Internationale Arabe de Tunisie's value of 3.55 is 7.2% below this industry median. Based on the distribution chart, Banque Internationale Arabe de Tunisie ranks #685 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Internationale Arabe de Tunisie ranks #685 out of 1252 companies for 5-Year Yield-on-Cost %. This places Banque Internationale Arabe de Tunisie in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. Banque Internationale Arabe de Tunisie's value of 3.55 is 7.2% below this benchmark. Historically, Banque Internationale Arabe de Tunisie's own 5-Year Yield-on-Cost % has ranged from 1.21 to 82.63 over the past decade. While the company's 10-year median is 4.44 vs. the industry median of 3.83, Banque Internationale Arabe de Tunisie has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Internationale Arabe de Tunisie's current 5-Year Yield-on-Cost % of 3.55 is 7.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banque Internationale Arabe de Tunisie and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Internationale Arabe de Tunisie's current 5-Year Yield-on-Cost % is 3.55, which is 20% below median its own 10-year median of 4.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.07, compared to a current price of TND168.80 — trading 62.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.55, which is 20% below median its 10-year median of 4.44 and 7.2% below the Banks industry median of 3.83. Banque Internationale Arabe de Tunisie's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current 5-Year Yield-on-Cost % is 3.55 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued.
The current stock price of TND168.80 is trading 62.2% above its estimated GF Value™ of TND104.07.
GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.
Key valuation signals for XTUN:BIAT:
5-Year Yield-on-Cost %: 3.55 (20% below median its 10-year median of 4.44)
GF Value™: TND104.07 vs. price of TND168.80 (62.2% above fair value)
Industry Position: 7.2% below the Banks median (#685 of 1252)
No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
72GF Score
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