The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Banque Internationale Arabe de Tunisie's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.52.
XTUN:BIAT'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.32 Max: 0.59
Current: 0.52
During the past 13 years, the highest Dividend Payout Ratio of Banque Internationale Arabe de Tunisie was 0.59. The lowest was 0.14. And the median was 0.32.
XTUN:BIAT's Dividend Payout Ratio is ranked worse than 78.98% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs XTUN:BIAT: 0.52
During the past 13 years, the highest Trailing Annual Dividend Yield of Banque Internationale Arabe de Tunisie was 82.73%. The lowest was 1.21%. And the median was 4.45%.
During the past 12 months, Banque Internationale Arabe de Tunisie's average Dividends Per Share Growth Rate was 14.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 78.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banque Internationale Arabe de Tunisie was 78.80% per year. The lowest was -60.50% per year. And the median was 6.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Banque Internationale Arabe de Tunisie (XTUN:BIAT) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Banque Internationale Arabe de Tunisie Dividend Payout Ratio Related Terms
Banque Internationale Arabe de Tunisie Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie Dividend Payout Ratio Chart
Banque Internationale Arabe de Tunisie Annual Data
XTUN:BIAT vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Internationale Arabe de Tunisie Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banque Internationale Arabe de Tunisie's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Banque Internationale Arabe de Tunisie's Dividend Payout Ratio falls into.
Banque Internationale Arabe de Tunisie Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a Dividend Payout Ratio of 0.52 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banque Internationale Arabe de Tunisie and its competitors. This is 63% above median its historical median of 0.32. Over the past decade, Banque Internationale Arabe de Tunisie's Dividend Payout Ratio has ranged from 0.14 to 0.59. According to the industry distribution chart, Banque Internationale Arabe de Tunisie ranks #928 out of 1175 companies in the Banks industry, placing it in the top 79%.
Is Banque Internationale Arabe de Tunisie's Dividend Payout Ratio too high?
Banque Internationale Arabe de Tunisie's current Dividend Payout Ratio of 0.52 is 63% above median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.59. The Banks industry median Dividend Payout Ratio is 0.32. Banque Internationale Arabe de Tunisie's value of 0.52 is 62.5% above this industry median. Based on the distribution chart, Banque Internationale Arabe de Tunisie ranks #928 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banque Internationale Arabe de Tunisie ranks #928 out of 1175 companies for Dividend Payout Ratio. This places Banque Internationale Arabe de Tunisie in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Banque Internationale Arabe de Tunisie's value of 0.52 is 62.5% above this benchmark. Historically, Banque Internationale Arabe de Tunisie's own Dividend Payout Ratio has ranged from 0.14 to 0.59 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.32, Banque Internationale Arabe de Tunisie has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Internationale Arabe de Tunisie's current Dividend Payout Ratio of 0.52 is 62.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banque Internationale Arabe de Tunisie and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Internationale Arabe de Tunisie's current Dividend Payout Ratio is 0.52, which is 63% above median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.57, compared to a current price of TND169.45 — trading 62% above its estimated fair value. The current Dividend Payout Ratio is 0.52, which is 63% above median its 10-year median of 0.32 and 62.5% above the Banks industry median of 0.32. Banque Internationale Arabe de Tunisie's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current Dividend Payout Ratio is 0.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued.
The current stock price of TND169.45 is trading 62% above its estimated GF Value™ of TND104.57.
GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.
Key valuation signals for XTUN:BIAT:
Dividend Payout Ratio: 0.52 (63% above median its 10-year median of 0.32)
GF Value™: TND104.57 vs. price of TND169.45 (62% above fair value)
Industry Position: 62.5% above the Banks median (#928 of 1175)
No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Internationale Arabe de Tunisie Business Description
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
79GF Score
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