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Banque Internationale Arabe de Tunisie's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was TND11.52.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was TND11.52.
During the past 12 months, Banque Internationale Arabe de Tunisie's average earnings per share (NRI) Growth Rate was 23.90% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 14.40% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was -1.80% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was -0.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
XTUN:BIAT'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -24.4 Med: 19.7 Max: 38.8
Current: 14.4
During the past 13 years, Banque Internationale Arabe de Tunisie's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 38.80% per year. The lowest was -24.40% per year. And the median was 19.70% per year.
XTUN:BIAT's 3-Year EPS without NRI Growth Rate is ranked better than 66.55% of 1417
companies
in the Banks industry
Industry Median: 7.3
vs XTUN:BIAT: 14.40
Banque Internationale Arabe de Tunisie (XTUN:BIAT) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Banque Internationale Arabe de Tunisie EPS without NRI Related Terms
Banque Internationale Arabe de Tunisie EPS without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie EPS without NRI Chart
Banque Internationale Arabe de Tunisie Annual Data
For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Internationale Arabe de Tunisie PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Banque Internationale Arabe de Tunisie's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Banque Internationale Arabe de Tunisie's PE Ratio without NRI falls into.
Banque Internationale Arabe de Tunisie EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was TND11.52
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a EPS without NRI of TND11.52 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Banque Internationale Arabe de Tunisie and its competitors. According to the industry distribution chart, Banque Internationale Arabe de Tunisie ranks #474 out of 1417 companies in the Banks industry, placing it in the top 33.5%.
Is Banque Internationale Arabe de Tunisie's EPS without NRI too high?
Banque Internationale Arabe de Tunisie's current EPS without NRI is TND11.52. Based on the distribution chart, Banque Internationale Arabe de Tunisie ranks #474 out of 1417 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Banque Internationale Arabe de Tunisie ranks #474 out of 1417 companies for EPS without NRI. This puts Banque Internationale Arabe de Tunisie in the upper half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Banque Internationale Arabe de Tunisie and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Internationale Arabe de Tunisie's current EPS without NRI is TND11.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.33, compared to a current price of TND185.00 — trading 77.3% above its estimated fair value. The current EPS without NRI is TND11.52. Banque Internationale Arabe de Tunisie's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current EPS without NRI is TND11.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued.
The current stock price of TND185.00 is trading 77.3% above its estimated GF Value™ of TND104.33.
GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.
Key valuation signals for XTUN:BIAT:
EPS without NRI: TND11.52
GF Value™: TND104.33 vs. price of TND185.00 (77.3% above fair value)
No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Internationale Arabe de Tunisie Business Description
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
74GF Score
Get the complete analysis for XTUN:BIAT
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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