Banque Internationale Arabe de Tunisie (XTUN:BIAT) Total Assets: TND28,796 Mil (As of Dec. 2025)


XTUN:BIAT Banque Internationale Arabe de Tunisie SA XTUN:BIAT
78 GF Score
Price TND168.30
GF Value TND104.44
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banque Internationale Arabe de Tunisie Total Assets?

Banque Internationale Arabe de Tunisie XTUN:BIAT 78 Total Assets is TND28,796 Mil as of Dec. 2025. GuruFocus rates XTUN:BIAT with a GF Score™ of 78/100 and a GF Value™ of TND104.44 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banque Internationale Arabe de Tunisie's Total Assets for the quarter that ended in Dec. 2025 was TND28,796 Mil.

Warning Sign:

If a company builds assets at 8.7% a year, faster than its revenue growth rate of 3.1% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Banque Internationale Arabe de Tunisie's average Total Assets Growth Rate was 9.80% per year. During the past 3 years, the average Total Assets Growth Rate was 9.00% per year. During the past 5 years, the average Total Assets Growth Rate was 8.70% per year. During the past 10 years, the average Total Assets Growth Rate was 8.80% per year.

During the past 13 years, Banque Internationale Arabe de Tunisie's highest 3-Year average Total Assets Growth Rate was 15.90%. The lowest was 3.00%. And the median was 8.45%.

Total Assets is connected with ROA %. Banque Internationale Arabe de Tunisie's annualized ROA % for the quarter that ended in Dec. 2025 was 1.70%. Total Assets is also linked to Revenue through Asset Turnover. Banque Internationale Arabe de Tunisie's Asset Turnover for the quarter that ended in Dec. 2025 was 0.08.


Banque Internationale Arabe de Tunisie  (XTUN:BIAT) Total Assets Explanation

Total Assets is connected with ROA %.

Banque Internationale Arabe de Tunisie's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=467.148/( (26278.194+28795.764)/ 2 )
=467.148/27536.979
=1.70 %

Note: The Net Income data used here is one times the annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Banque Internationale Arabe de Tunisie's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=2161.649/( (26278.194+28795.764)/ 2 )
=2161.649/27536.979
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Banque Internationale Arabe de Tunisie Total Assets Related Terms


Banque Internationale Arabe de Tunisie Total Assets Historical Data

* Premium members only.

The historical data trend for Banque Internationale Arabe de Tunisie's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Internationale Arabe de Tunisie Total Assets Chart

Banque Internationale Arabe de Tunisie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19,772.37 21,627.02 23,663.18 26,278.19 28,795.76

Banque Internationale Arabe de Tunisie Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,772.37 21,627.02 23,663.18 26,278.19 28,795.76
XTUN:BIAT
78GF Score
Banque Internationale Arabe de Tunisie SA XTUN:BIAT
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Internationale Arabe de Tunisie Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Banque Internationale Arabe de Tunisie's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=4308.351+24487.413
=28,796

Banque Internationale Arabe de Tunisie's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=4308.351+24487.413
=28,796

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of TND28,796 Mil mean?
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a Total Assets of TND28,796 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Banque Internationale Arabe de Tunisie and its competitors.
Is Banque Internationale Arabe de Tunisie's Total Assets too high?
Banque Internationale Arabe de Tunisie's current Total Assets is TND28,796 Mil. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's Total Assets compare to PNC and USB?
Banque Internationale Arabe de Tunisie's Total Assets of TND28,796 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Banque Internationale Arabe de Tunisie and its competitors. Banque Internationale Arabe de Tunisie's current Total Assets is TND28,796 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND104.44, compared to a current price of TND168.30 — trading 61.1% above its estimated fair value. The current Total Assets is TND28,796 Mil. Banque Internationale Arabe de Tunisie's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current Total Assets is TND28,796 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued. The current stock price of TND168.30 is trading 61.1% above its estimated GF Value™ of TND104.44. GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BIAT:

  • Total Assets: TND28,796 Mil
  • GF Value™: TND104.44 vs. price of TND168.30 (61.1% above fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Internationale Arabe de Tunisie Business Description

Address 70-72 Avenue Habib Bourguiba, Tunis, TUN, 1000
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
78GF Score

Get the complete analysis for XTUN:BIAT

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND168.30
Price
TND104.44
GF Value