Banque Internationale Arabe de Tunisie (XTUN:BIAT) Total Payout Ratio: 0.55 (As of Sep. 01, 2026)

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XTUN:BIAT Banque Internationale Arabe de Tunisie SA XTUN:BIAT
76 GF Score
Price TND159.48
GF Value TND103.61
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banque Internationale Arabe de Tunisie Total Payout Ratio?

Banque Internationale Arabe de Tunisie XTUN:BIAT +0.62% 76 Total Payout Ratio is 0.55 as of Sep. 01, 2026. GuruFocus rates XTUN:BIAT with a GF Score™ of 76/100 and a GF Value™ of TND103.61 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Banque Internationale Arabe de Tunisie's current Total Payout Ratio is 0.55.


Banque Internationale Arabe de Tunisie Total Payout Ratio Related Terms


Banque Internationale Arabe de Tunisie Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Banque Internationale Arabe de Tunisie's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Internationale Arabe de Tunisie Total Payout Ratio Chart

Banque Internationale Arabe de Tunisie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.63 0.65 0.61 0.55

Banque Internationale Arabe de Tunisie Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.63 0.65 0.61 0.55

XTUN:BIAT vs USB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Banque Internationale Arabe de Tunisie's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Internationale Arabe de Tunisie Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banque Internationale Arabe de Tunisie's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Banque Internationale Arabe de Tunisie's Total Payout Ratio falls into.


XTUN:BIAT
76GF Score
Banque Internationale Arabe de Tunisie SA XTUN:BIAT
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Internationale Arabe de Tunisie Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Banque Internationale Arabe de Tunisie's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -257.25) / 467.148
=0.55

Banque Internationale Arabe de Tunisie's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -257.25) / 467.148
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.55 mean?
Banque Internationale Arabe de Tunisie (XTUN:BIAT) has a Total Payout Ratio of 0.55 as of Sep. 01, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Banque Internationale Arabe de Tunisie and its competitors.
Is Banque Internationale Arabe de Tunisie's Total Payout Ratio too high?
Banque Internationale Arabe de Tunisie's current Total Payout Ratio is 0.55. Overall, Banque Internationale Arabe de Tunisie has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Internationale Arabe de Tunisie's Total Payout Ratio compare to USB?
Banque Internationale Arabe de Tunisie's Total Payout Ratio of 0.55 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Banque Internationale Arabe de Tunisie and its competitors. Banque Internationale Arabe de Tunisie's current Total Payout Ratio is 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Internationale Arabe de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie (XTUN:BIAT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND103.61, compared to a current price of TND159.48 — trading 53.9% above its estimated fair value. The current Total Payout Ratio is 0.55. Banque Internationale Arabe de Tunisie's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Banque Internationale Arabe de Tunisie (XTUN:BIAT), the current Total Payout Ratio is 0.55 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Internationale Arabe de Tunisie (XTUN:BIAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Internationale Arabe de Tunisie stock appears to be overvalued. The current stock price of TND159.48 is trading 53.9% above its estimated GF Value™ of TND103.61. GuruFocus considers Banque Internationale Arabe de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BIAT:

  • Total Payout Ratio: 0.55
  • GF Value™: TND103.61 vs. price of TND159.48 (53.9% above fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the XTUN:BIAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Internationale Arabe de Tunisie Business Description

Address 70-72 Avenue Habib Bourguiba, Tunis, TUN, 1000
Banque Internationale Arabe de Tunisie SA is a Tunisia-based banking services provider. The crux of its operations involves Retail Banking and Funding and Investment Banking Business. Under the Retail Banking umbrella, it provides deposit products and loans to individuals, and institutions in agriculture and fishing, industry, construction, olive oil, trading, tourism, transport, telecom, service, and other sectors. The Investment Banking services include corporate finance, venture capital, a securities portfolio and financial holdings management, asset management, and debt recovery. The bank generates a majority of its revenue in the form of interest income.
76GF Score

Get the complete analysis for XTUN:BIAT

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND159.48
Price
TND103.61
GF Value