Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) EV-to-FCF: -4.57 (As of Jul. 02, 2026)


ADX:ALAIN Al Ain Ahlia Insurance Co PSC ADX:ALAIN
67 GF Score
Price د.إ31.50
GF Value د.إ61.74
! 3 Warning Signs
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What is Al Ain Ahlia Insurance Co PSC EV-to-FCF?

Al Ain Ahlia Insurance Co PSC ADX:ALAIN 67 EV-to-FCF is -4.57 as of Jul. 02, 2026. GuruFocus rates ADX:ALAIN with a GF Score™ of 67/100 and a GF Value™ of د.إ61.74. The stock has 3 warning signs investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Al Ain Ahlia Insurance Co PSC's Enterprise Value is د.إ415.3 Mil. Al Ain Ahlia Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ-90.9 Mil. Therefore, Al Ain Ahlia Insurance Co PSC's EV-to-FCF for today is -4.57.

The historical rank and industry rank for Al Ain Ahlia Insurance Co PSC's EV-to-FCF or its related term are showing as below:

ADX:ALAIN' s EV-to-FCF Range Over the Past 10 Years
Min: -35.36   Med: 4.68   Max: 28.67
Current: -4.57

During the past 13 years, the highest EV-to-FCF of Al Ain Ahlia Insurance Co PSC was 28.67. The lowest was -35.36. And the median was 4.68.

ADX:ALAIN's EV-to-FCF is not ranked
in the Insurance industry.
Industry Median: 9.29 vs ADX:ALAIN: -4.57

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Al Ain Ahlia Insurance Co PSC's stock price is د.إ31.50. Al Ain Ahlia Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ1.850. Therefore, Al Ain Ahlia Insurance Co PSC's PE Ratio (TTM) for today is 17.03.


Al Ain Ahlia Insurance Co PSC  (ADX:ALAIN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al Ain Ahlia Insurance Co PSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=31.50/1.850
=17.03

Al Ain Ahlia Insurance Co PSC's share price for today is د.إ31.50.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Al Ain Ahlia Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ1.850.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al Ain Ahlia Insurance Co PSC EV-to-FCF Related Terms


Al Ain Ahlia Insurance Co PSC EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Al Ain Ahlia Insurance Co PSC's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ain Ahlia Insurance Co PSC EV-to-FCF Chart

Al Ain Ahlia Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.11 -30.82 6.20 5.08 -4.49

Al Ain Ahlia Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.11 -30.82 6.20 5.08 -4.49

ADX:ALAIN vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ain Ahlia Insurance Co PSC EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's EV-to-FCF falls into.


ADX:ALAIN
67GF Score
Al Ain Ahlia Insurance Co PSC ADX:ALAIN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Ain Ahlia Insurance Co PSC EV-to-FCF Calculation

Al Ain Ahlia Insurance Co PSC's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=415.334/-90.898
=-4.57

Al Ain Ahlia Insurance Co PSC's current Enterprise Value is د.إ415.3 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Al Ain Ahlia Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ-90.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -4.57 mean?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a EV-to-FCF of -4.57 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors.
Is Al Ain Ahlia Insurance Co PSC's EV-to-FCF too high?
Al Ain Ahlia Insurance Co PSC's current EV-to-FCF is -4.57. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's EV-to-FCF compare to BRK.A and AIG?
Al Ain Ahlia Insurance Co PSC's EV-to-FCF of -4.57 can be compared against companies in the Insurance industry. The industry median EV-to-FCF is 9.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.29, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ain Ahlia Insurance Co PSC's current EV-to-FCF is -4.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current EV-to-FCF of -4.57. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current EV-to-FCF is -4.57. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current EV-to-FCF is -4.57 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.

Key valuation signals for ADX:ALAIN:

  • EV-to-FCF: -4.57
  • GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ain Ahlia Insurance Co PSC Business Description

Address Airport Road, P.O. Box 3077, Al Ain Insurance Company Building, Behind Al Jazira Sports Club, Abu Dhabi, ARE
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score

Get the complete analysis for ADX:ALAIN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ31.50
Price
د.إ61.74
GF Value