EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sharjah Islamic Bank's Enterprise Value is د.إ-836 Mil.
Sharjah Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ-1,713 Mil. Therefore, Sharjah Islamic Bank's EV-to-FCF for today is 0.49.
The historical rank and industry rank for Sharjah Islamic Bank's EV-to-FCF or its related term are showing as below:
ADX:SIB'
s EV-to-FCF Range Over the Past 10 Years
Min: -54.55 Med: -0.11 Max: 27.17
Current: 0.41
During the past 13 years, the highest EV-to-FCF of Sharjah Islamic Bank was 27.17. The lowest was -54.55. And the median was -0.11.
ADX:SIB's EV-to-FCF is ranked better than 81.41% of 1194
companies
in the Banks industry
Industry Median: 6.655
vs ADX:SIB: 0.41
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sharjah Islamic Bank (ADX:SIB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sharjah Islamic Bank's PE Ratio (TTM) for today is calculated as:
Sharjah Islamic Bank's share price for today is د.إ2.92.
Sharjah Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.367.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sharjah Islamic Bank EV-to-FCF Related Terms
Sharjah Islamic Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Sharjah Islamic Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sharjah Islamic Bank EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Sharjah Islamic Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sharjah Islamic Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Sharjah Islamic Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sharjah Islamic Bank's EV-to-FCF falls into.
Sharjah Islamic Bank's current Enterprise Value is د.إ-836 Mil.
Sharjah Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ-1,713 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sharjah Islamic Bank (ADX:SIB) has a EV-to-FCF of 0.49 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sharjah Islamic Bank and its competitors. According to the industry distribution chart, Sharjah Islamic Bank ranks #222 out of 1194 companies in the Banks industry, placing it in the top 18.6%.
Is Sharjah Islamic Bank's EV-to-FCF too high?
Sharjah Islamic Bank's current EV-to-FCF is 0.49. The Banks industry median EV-to-FCF is 6.66. Sharjah Islamic Bank's value of 0.49 is 92.6% below this industry median. Based on the distribution chart, Sharjah Islamic Bank ranks #222 out of 1194 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sharjah Islamic Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Sharjah Islamic Bank ranks #222 out of 1194 companies for EV-to-FCF. This places Sharjah Islamic Bank in the top 19% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.66. Sharjah Islamic Bank's value of 0.49 is 92.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.66, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Islamic Bank's current EV-to-FCF of 0.49 is 92.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sharjah Islamic Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Islamic Bank's current EV-to-FCF is 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ3.18, compared to a current price of د.إ2.92 — trading 8.2% below its estimated fair value. The current EV-to-FCF is 0.49 and 92.6% below the Banks industry median of 6.66. Sharjah Islamic Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current EV-to-FCF is 0.49 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?
Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued.
The current stock price of د.إ2.92 is trading 8.2% below its estimated GF Value™ of د.إ3.18.
GuruFocus considers Sharjah Islamic Bank to be Fairly Valued.
Key valuation signals for ADX:SIB:
EV-to-FCF: 0.49
GF Value™: د.إ3.18 vs. price of د.إ2.92 (8.2% below fair value)
Industry Position: 92.6% below the Banks median (#222 of 1194)
No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score
Get the complete analysis for ADX:SIB
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:SIB has been successfully added to your 
