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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Boyle Bancorp's Enterprise Value is $76.54 Mil.
Boyle Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $11.88 Mil. Therefore, Boyle Bancorp's EV-to-FCF for today is 6.44.
The historical rank and industry rank for Boyle Bancorp's EV-to-FCF or its related term are showing as below:
BYLB'
s EV-to-FCF Range Over the Past 10 Years
Min: -14.43 Med: -1.91 Max: 6.56
Current: 6.44
During the past 7 years, the highest EV-to-FCF of Boyle Bancorp was 6.56. The lowest was -14.43. And the median was -1.91.
BYLB's EV-to-FCF is ranked better than 52.48% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs BYLB: 6.44
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Boyle Bancorp's PE Ratio (TTM) for today is calculated as:
Boyle Bancorp's share price for today is $127.50.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Boyle Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $15.470.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Boyle Bancorp EV-to-FCF Related Terms
Boyle Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Boyle Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Boyle Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Boyle Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Boyle Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Boyle Bancorp's EV-to-FCF falls into.
Boyle Bancorp's current Enterprise Value is $76.54 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Boyle Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $11.88 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Boyle Bancorp (BYLB) has a EV-to-FCF of 6.44 as of Jul. 31, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Boyle Bancorp and its competitors. According to the industry distribution chart, Boyle Bancorp ranks #566 out of 1191 companies in the Banks industry, placing it in the top 47.5%.
Is Boyle Bancorp's EV-to-FCF too high?
Boyle Bancorp's current EV-to-FCF is 6.44. The Banks industry median EV-to-FCF is 7.15. Boyle Bancorp's value of 6.44 is 9.9% below this industry median. Based on the distribution chart, Boyle Bancorp ranks #566 out of 1191 companies in the Banks industry, which is above the industry midpoint. Overall, Boyle Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's EV-to-FCF compare to NMBF and OXBC?
According to the Banks industry distribution chart, Boyle Bancorp ranks #566 out of 1191 companies for EV-to-FCF. This puts Boyle Bancorp in the upper half of its industry. The industry median EV-to-FCF is 7.15. Boyle Bancorp's value of 6.44 is 9.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Boyle Bancorp's current EV-to-FCF of 6.44 is 9.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Boyle Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Boyle Bancorp's current EV-to-FCF is 6.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $106.04, compared to a current price of $127.50 — trading 20.2% above its estimated fair value. The current EV-to-FCF is 6.44 and 9.9% below the Banks industry median of 7.15. Boyle Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current EV-to-FCF is 6.44 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Boyle Bancorp (BYLB) Overvalued in 2026?
Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued.
The current stock price of $127.50 is trading 20.2% above its estimated GF Value™ of $106.04.
GuruFocus considers Boyle Bancorp to be Modestly Overvalued.
Key valuation signals for BYLB:
EV-to-FCF: 6.44
GF Value™: $106.04 vs. price of $127.50 (20.2% above fair value)
Industry Position: 9.9% below the Banks median (#566 of 1191)
No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
61GF Score
Get the complete analysis for BYLB
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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