Emirates NBD PJSC (DFM:EMIRATESNBD) EV-to-FCF: -0.40 (As of Jul. 15, 2026)

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DFM:EMIRATESNBD Emirates NBD PJSC DFM:EMIRATESNBD
69 GF Score
Price د.إ29.84
GF Value د.إ24.39
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Emirates NBD PJSC EV-to-FCF?

Emirates NBD PJSC DFM:EMIRATESNBD -2.67% 69 EV-to-FCF is -0.40 as of Jul. 15, 2026. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 69/100 and a GF Value™ of د.إ24.39 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,196 Banks companies, Emirates NBD PJSC ranks worse than 83611.96% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Emirates NBD PJSC's Enterprise Value is د.إ7,825 Mil. Emirates NBD PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ-19,502 Mil. Therefore, Emirates NBD PJSC's EV-to-FCF for today is -0.40.

The historical rank and industry rank for Emirates NBD PJSC's EV-to-FCF or its related term are showing as below:

DFM:EMIRATESNBD' s EV-to-FCF Range Over the Past 10 Years
Min: -31.26   Med: -0.05   Max: 12.08
Current: -0.88

During the past 13 years, the highest EV-to-FCF of Emirates NBD PJSC was 12.08. The lowest was -31.26. And the median was -0.05.

DFM:EMIRATESNBD's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.575 vs DFM:EMIRATESNBD: -0.88

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Emirates NBD PJSC's stock price is د.إ29.84. Emirates NBD PJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ3.740. Therefore, Emirates NBD PJSC's PE Ratio (TTM) for today is 7.98.


Emirates NBD PJSC  (DFM:EMIRATESNBD) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Emirates NBD PJSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=29.84/3.740
=7.98

Emirates NBD PJSC's share price for today is د.إ29.84.
Emirates NBD PJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ3.740.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Emirates NBD PJSC EV-to-FCF Related Terms


Emirates NBD PJSC EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Emirates NBD PJSC's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates NBD PJSC EV-to-FCF Chart

Emirates NBD PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 -0.25 -0.50 -0.43 -0.22

Emirates NBD PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.94 -2.14 1.17 -0.22 0.60

Emirates NBD PJSC EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Emirates NBD PJSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates NBD PJSC EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Emirates NBD PJSC's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Emirates NBD PJSC's EV-to-FCF falls into.


DFM:EMIRATESNBD
69GF Score
Emirates NBD PJSC DFM:EMIRATESNBD
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates NBD PJSC EV-to-FCF Calculation

Emirates NBD PJSC's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=7825.292/-19502
=-0.40

Emirates NBD PJSC's current Enterprise Value is د.إ7,825 Mil.
Emirates NBD PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ-19,502 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.40 mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a EV-to-FCF of -0.40 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Emirates NBD PJSC and its competitors. According to the industry distribution chart, Emirates NBD PJSC ranks #999999 out of 1196 companies in the Banks industry.
Is Emirates NBD PJSC's EV-to-FCF too high?
Emirates NBD PJSC's current EV-to-FCF is -0.40. Based on the distribution chart, Emirates NBD PJSC ranks #999999 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Emirates NBD PJSC has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #999999 out of 1196 companies for EV-to-FCF. This places Emirates NBD PJSC in the lower half of its industry. The industry median EV-to-FCF is 6.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Emirates NBD PJSC and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates NBD PJSC's current EV-to-FCF is -0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.39, compared to a current price of د.إ29.84 — trading 22.3% above its estimated fair value. The current EV-to-FCF is -0.40. Emirates NBD PJSC's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current EV-to-FCF is -0.40 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued. The current stock price of د.إ29.84 is trading 22.3% above its estimated GF Value™ of د.إ24.39. GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.

Key valuation signals for DFM:EMIRATESNBD:

  • EV-to-FCF: -0.40
  • GF Value™: د.إ24.39 vs. price of د.إ29.84 (22.3% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates NBD PJSC Business Description

Address Baniyas Road, P.O. Box 777, Deira, Dubai, ARE
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
69GF Score

Get the complete analysis for DFM:EMIRATESNBD

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ29.84
Price
د.إ24.39
GF Value