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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Home Loan Financial's Enterprise Value is $70.68 Mil.
Home Loan Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Home Loan Financial's EV-to-FCF for today is .
The historical rank and industry rank for Home Loan Financial's EV-to-FCF or its related term are showing as below:
HLFN'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 8.57
Current: 8.57
During the past 13 years, the highest EV-to-FCF of Home Loan Financial was 8.57. The lowest was 0.00. And the median was 0.00.
HLFN's EV-to-FCF is ranked worse than 55.74% of 1193
companies
in the Banks industry
Industry Median: 6.76
vs HLFN: 8.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Home Loan Financial (OTCPK:HLFN) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Home Loan Financial's PE Ratio (TTM) for today is calculated as:
Home Loan Financial's share price for today is $43.00.
Home Loan Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.860.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Home Loan Financial EV-to-FCF Related Terms
Home Loan Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Home Loan Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Home Loan Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home Loan Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Home Loan Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Home Loan Financial's EV-to-FCF falls into.
Home Loan Financial's current Enterprise Value is $70.68 Mil.
Home Loan Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Home Loan Financial (HLFN) Overvalued in 2026?
Based on GuruFocus' analysis, Home Loan Financial stock appears to be overvalued.
The current stock price of $43.00 is trading 2.9% above its estimated GF Value™ of $41.80.
GuruFocus considers Home Loan Financial to be Fairly Valued.
Key valuation signals for HLFN:
EV-to-FCF:
GF Value™: $41.80 vs. price of $43.00 (2.9% above fair value)
No single metric tells the full story. See the HLFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Loan Financial Corp is an Ohio corporation providing insurance and investment services. its main business is originating permanent first-mortgage loans on one- to four-family residential real estate in Coshocton County, Ohio, with limited lending for residential construction, multifamily and nonresidential real estate, commercial loans, and consumer credits. It invests in interest-bearing deposits, U.S. Treasury and agency securities, mortgage-backed securities and other investments. Key deposit products are checking, savings and term certificates, and key lending products are residential and nonresidential mortgage, residential construction and land, commercial and consumer loans. Revenues are generated from financial products and services in its branch areas.
70GF Score
Get the complete analysis for HLFN
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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