EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Israel Discount Bank's Enterprise Value is $3,357 Mil.
Israel Discount Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-663 Mil. Therefore, Israel Discount Bank's EV-to-FCF for today is -5.06.
The historical rank and industry rank for Israel Discount Bank's EV-to-FCF or its related term are showing as below:
ISDAY'
s EV-to-FCF Range Over the Past 10 Years
Min: -28.21 Med: -1.66 Max: 83
Current: -5.06
During the past 13 years, the highest EV-to-FCF of Israel Discount Bank was 83.00. The lowest was -28.21. And the median was -1.66.
ISDAY's EV-to-FCF is ranked worse than 100% of 1191
companies
in the Banks industry
Industry Median: 6.56
vs ISDAY: -5.06
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Israel Discount Bank (OTCPK:ISDAY) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Israel Discount Bank's PE Ratio (TTM) for today is calculated as:
Israel Discount Bank's share price for today is $95.96.
Israel Discount Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.033.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Israel Discount Bank EV-to-FCF Related Terms
Israel Discount Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Israel Discount Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Israel Discount Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's EV-to-FCF falls into.
Israel Discount Bank's current Enterprise Value is $3,357 Mil.
Israel Discount Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-663 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Israel Discount Bank (ISDAY) has a EV-to-FCF of -5.06 as of Jun. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Israel Discount Bank and its competitors. According to the industry distribution chart, Israel Discount Bank ranks #999999 out of 1191 companies in the Banks industry.
Is Israel Discount Bank's EV-to-FCF too high?
Israel Discount Bank's current EV-to-FCF is -5.06. Based on the distribution chart, Israel Discount Bank ranks #999999 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Israel Discount Bank ranks #999999 out of 1191 companies for EV-to-FCF. This places Israel Discount Bank in the lower half of its industry. The industry median EV-to-FCF is 6.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current EV-to-FCF is -5.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $106.18, compared to a current price of $95.96 — trading 9.6% below its estimated fair value. The current EV-to-FCF is -5.06. Israel Discount Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current EV-to-FCF is -5.06 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued.
The current stock price of $95.96 is trading 9.6% below its estimated GF Value™ of $106.18.
GuruFocus considers Israel Discount Bank to be Modestly Undervalued.
Key valuation signals for ISDAY:
EV-to-FCF: -5.06
GF Value™: $106.18 vs. price of $95.96 (9.6% below fair value)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score
Get the complete analysis for ISDAY
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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