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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Finbond Group's Enterprise Value is R3,117 Mil.
Finbond Group's Free Cash Flow for the trailing twelve months (TTM) ended in Feb. 2026 was R-289 Mil. Therefore, Finbond Group's EV-to-FCF for today is -10.79.
The historical rank and industry rank for Finbond Group's EV-to-FCF or its related term are showing as below:
JSE:FGL'
s EV-to-FCF Range Over the Past 10 Years
Min: -69.17 Med: -4.19 Max: 27.15
Current: -10.79
During the past 13 years, the highest EV-to-FCF of Finbond Group was 27.15. The lowest was -69.17. And the median was -4.19.
JSE:FGL's EV-to-FCF is ranked worse than 100% of 1198
companies
in the Banks industry
Industry Median: 6.565
vs JSE:FGL: -10.79
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Finbond Group's PE Ratio (TTM) for today is calculated as:
Finbond Group's share price for today is R0.89.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finbond Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 was R0.146.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Finbond Group EV-to-FCF Related Terms
Finbond Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Finbond Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Finbond Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbond Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Finbond Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Finbond Group's EV-to-FCF falls into.
Finbond Group's current Enterprise Value is R3,117 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finbond Group's Free Cash Flow for the trailing twelve months (TTM) ended in Feb. 2026 was R-289 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbond Group (JSE:FGL) has a EV-to-FCF of -10.79 as of Jul. 13, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Finbond Group and its competitors. According to the industry distribution chart, Finbond Group ranks #999999 out of 1198 companies in the Banks industry.
Is Finbond Group's EV-to-FCF too high?
Finbond Group's current EV-to-FCF is -10.79. Based on the distribution chart, Finbond Group ranks #999999 out of 1198 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Finbond Group has a GF Score™ of 32/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #999999 out of 1198 companies for EV-to-FCF. This places Finbond Group in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Finbond Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current EV-to-FCF is -10.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.93, compared to a current price of R0.89 — trading 4.3% below its estimated fair value. The current EV-to-FCF is -10.79. Finbond Group's overall GF Score™ is 32/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current EV-to-FCF is -10.79 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbond Group (JSE:FGL) Overvalued in 2026?
Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued.
The current stock price of R0.89 is trading 4.3% below its estimated GF Value™ of R0.93.
GuruFocus considers Finbond Group to be Fairly Valued.
Key valuation signals for JSE:FGL:
EV-to-FCF: -10.79
GF Value™: R0.93 vs. price of R0.89 (4.3% below fair value)
No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
32GF Score
Get the complete analysis for JSE:FGL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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