NBS BankMSW:NBS -0.02%79 EV-to-FCF is 311.91 as of Jul. 05, 2026, which is 18690% above its 10-year median of 1.66. GuruFocus rates MSW:NBS with a GF Score™ of 79/100 and a GF Value™ of MWK439.62 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,193 Banks companies, NBS Bank ranks worse than 99.08% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, NBS Bank's Enterprise Value is MWK2,043,898 Mil.
NBS Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 was MWK6,553 Mil. Therefore, NBS Bank's EV-to-FCF for today is 311.91.
The historical rank and industry rank for NBS Bank's EV-to-FCF or its related term are showing as below:
MSW:NBS'
s EV-to-FCF Range Over the Past 10 Years
Min: -375.22 Med: 1.66 Max: 625.02
Current: 311.91
During the past 10 years, the highest EV-to-FCF of NBS Bank was 625.02. The lowest was -375.22. And the median was 1.66.
MSW:NBS's EV-to-FCF is ranked worse than 99.08% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs MSW:NBS: 311.91
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NBS Bank's share price for today is MWK737.81.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. NBS Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 was MWK39.025.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
NBS Bank EV-to-FCF Related Terms
NBS Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for NBS Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NBS Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NBS Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, NBS Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where NBS Bank's EV-to-FCF falls into.
NBS Bank's current Enterprise Value is MWK2,043,898 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. NBS Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 was MWK6,553 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NBS Bank (MSW:NBS) has a EV-to-FCF of 311.91 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NBS Bank and its competitors. This is 18690% above median its historical median of 1.66. According to the industry distribution chart, NBS Bank ranks #1182 out of 1193 companies in the Banks industry, placing it in the top 99.1%.
Is NBS Bank's EV-to-FCF too high?
NBS Bank's current EV-to-FCF of 311.91 is 18690% above median its 10-year median of 1.66. The Banks industry median EV-to-FCF is 6.61. NBS Bank's value of 311.91 is 4618.8% above this industry median. Based on the distribution chart, NBS Bank ranks #1182 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NBS Bank has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, NBS Bank ranks #1182 out of 1193 companies for EV-to-FCF. This places NBS Bank in the lower half of its industry. The industry median EV-to-FCF is 6.61. NBS Bank's value of 311.91 is 4618.8% above this benchmark. While the company's 10-year median is 1.66 vs. the industry median of 6.61, NBS Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NBS Bank's current EV-to-FCF of 311.91 is 4618.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NBS Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NBS Bank's current EV-to-FCF is 311.91, which is 18690% above median its own 10-year median of 1.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK439.62, compared to a current price of MWK737.81 — trading 67.8% above its estimated fair value. The current EV-to-FCF is 311.91, which is 18690% above median its 10-year median of 1.66 and 4618.8% above the Banks industry median of 6.61. NBS Bank's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current EV-to-FCF is 311.91 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NBS Bank (MSW:NBS) Overvalued in 2026?
Based on GuruFocus' analysis, NBS Bank stock appears to be overvalued.
The current stock price of MWK737.81 is trading 67.8% above its estimated GF Value™ of MWK439.62.
GuruFocus considers NBS Bank to be Significantly Overvalued.
Key valuation signals for MSW:NBS:
EV-to-FCF: 311.91 (18690% above median its 10-year median of 1.66)
GF Value™: MWK439.62 vs. price of MWK737.81 (67.8% above fair value)
Industry Position: 4618.8% above the Banks median (#1182 of 1193)
No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
79GF Score
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