Access Hldgs (NSA:ACCESSCORP) EV-to-FCF: 5.88 (As of Jul. 13, 2026)


NSA:ACCESSCORP Access Hldgs PLC NSA:ACCESSCORP
45 GF Score
Price ₦24.95
GF Value ₦27.21
Valuation Fairly Valued
! 4 Warning Signs
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What is Access Hldgs EV-to-FCF?

Access Hldgs NSA:ACCESSCORP -0.20% 45 EV-to-FCF is 5.88 as of Jul. 13, 2026. GuruFocus rates NSA:ACCESSCORP with a GF Score™ of 45/100 and a GF Value™ of ₦27.21 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,198 Banks companies, Access Hldgs ranks better than 53.09% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Access Hldgs's Enterprise Value is ₦-7,892,710 Mil. Access Hldgs's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₦-1,341,376 Mil. Therefore, Access Hldgs's EV-to-FCF for today is 5.88.

The historical rank and industry rank for Access Hldgs's EV-to-FCF or its related term are showing as below:

NSA:ACCESSCORP' s EV-to-FCF Range Over the Past 10 Years
Min: -42.62   Med: -1.21   Max: 7.07
Current: 5.88

During the past 13 years, the highest EV-to-FCF of Access Hldgs was 7.07. The lowest was -42.62. And the median was -1.21.

NSA:ACCESSCORP's EV-to-FCF is ranked better than
53.09% of 1198 companies
in the Banks industry
Industry Median: 6.565 vs NSA:ACCESSCORP: 5.88

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-13), Access Hldgs's stock price is ₦24.95. Access Hldgs's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₦13.913. Therefore, Access Hldgs's PE Ratio (TTM) for today is 1.79.


Access Hldgs  (NSA:ACCESSCORP) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Access Hldgs's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=24.95/13.913
=1.79

Access Hldgs's share price for today is ₦24.95.
Access Hldgs's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦13.913.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Access Hldgs EV-to-FCF Related Terms


Access Hldgs EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Access Hldgs's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Hldgs EV-to-FCF Chart

Access Hldgs Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.52 -2.72 -1.41 3.65 -8.81

Access Hldgs Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.36 0.99 -41.21 -8.81 5.85

Access Hldgs EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Access Hldgs's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Access Hldgs EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Access Hldgs's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Access Hldgs's EV-to-FCF falls into.


NSA:ACCESSCORP
45GF Score
Access Hldgs PLC NSA:ACCESSCORP
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Access Hldgs EV-to-FCF Calculation

Access Hldgs's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-7892709.931/-1341376
=5.88

Access Hldgs's current Enterprise Value is ₦-7,892,710 Mil.
Access Hldgs's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦-1,341,376 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 5.88 mean?
Access Hldgs (NSA:ACCESSCORP) has a EV-to-FCF of 5.88 as of Jul. 13, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Access Hldgs and its competitors. According to the industry distribution chart, Access Hldgs ranks #562 out of 1198 companies in the Banks industry, placing it in the top 46.9%.
Is Access Hldgs' EV-to-FCF too high?
Access Hldgs' current EV-to-FCF is 5.88. The Banks industry median EV-to-FCF is 6.57. Access Hldgs' value of 5.88 is 10.4% below this industry median. Based on the distribution chart, Access Hldgs ranks #562 out of 1198 companies in the Banks industry, which is above the industry midpoint. Overall, Access Hldgs has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Access Hldgs ranks #562 out of 1198 companies for EV-to-FCF. This puts Access Hldgs in the upper half of its industry. The industry median EV-to-FCF is 6.57. Access Hldgs' value of 5.88 is 10.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Hldgs's current EV-to-FCF of 5.88 is 10.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Access Hldgs and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Hldgs's current EV-to-FCF is 5.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Fairly Valued. The stock's GF Value™ is ₦27.21, compared to a current price of ₦24.95 — trading 8.3% below its estimated fair value. The current EV-to-FCF is 5.88 and 10.4% below the Banks industry median of 6.57. Access Hldgs' overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current EV-to-FCF is 5.88 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?

Based on GuruFocus' analysis, Access Hldgs stock appears to be undervalued. The current stock price of ₦24.95 is trading 8.3% below its estimated GF Value™ of ₦27.21. GuruFocus considers Access Hldgs to be Fairly Valued.

Key valuation signals for NSA:ACCESSCORP:

  • EV-to-FCF: 5.88
  • GF Value™: ₦27.21 vs. price of ₦24.95 (8.3% below fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 10.4% below the Banks median (#562 of 1198)

No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Access Hldgs Business Description

Address Prince Alaba Oniru Street, Plot 14/15, Oniru Estate, Oniru Estate, Victoria Island, Lagos, NGA
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
45GF Score

Get the complete analysis for NSA:ACCESSCORP

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦24.95
Price
₦27.21
GF Value