PBAM (Private Bancorp of America) EV-to-FCF: (As of Jul. 14, 2026)

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Director of Data and Quant Analytics at GuruFocus
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PBAM Private Bancorp of America Inc PBAM
69 GF Score
Price $77.00
GF Value $63.21
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Private Bancorp of America EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Private Bancorp of America's Enterprise Value is $164.7 Mil. Private Bancorp of America's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.0 Mil. Therefore, Private Bancorp of America's EV-to-FCF for today is .

The historical rank and industry rank for Private Bancorp of America's EV-to-FCF or its related term are showing as below:

PBAM' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 3.83
Current: 3.61

During the past 13 years, the highest EV-to-FCF of Private Bancorp of America was 3.83. The lowest was 0.00. And the median was 0.00.

PBAM's EV-to-FCF is ranked better than
65.47% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs PBAM: 3.61

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Private Bancorp of America's stock price is $77.00. Private Bancorp of America's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $7.200. Therefore, Private Bancorp of America's PE Ratio (TTM) for today is 10.69.


Private Bancorp of America  (OTCPK:PBAM) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Private Bancorp of America's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=77.00/7.200
=10.69

Private Bancorp of America's share price for today is $77.00.
Private Bancorp of America's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.200.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Private Bancorp of America EV-to-FCF Related Terms


Private Bancorp of America EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Private Bancorp of America's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Private Bancorp of America EV-to-FCF Chart

Private Bancorp of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.32 1.54 2.85 5.82 4.36

Private Bancorp of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 4.36 0.00

PBAM vs NEWT, FMAO, CBAN: EV-to-FCF Comparison

For the Banks - Regional subindustry, Private Bancorp of America's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Private Bancorp of America EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Private Bancorp of America's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Private Bancorp of America's EV-to-FCF falls into.


PBAM
69GF Score
Private Bancorp of America Inc PBAM
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Private Bancorp of America EV-to-FCF Calculation

Private Bancorp of America's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=164.711/0
=

Private Bancorp of America's current Enterprise Value is $164.7 Mil.
Private Bancorp of America's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Private Bancorp of America (PBAM) Overvalued in 2026?

Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued. The current stock price of $77.00 is trading 21.8% above its estimated GF Value™ of $63.21. GuruFocus considers Private Bancorp of America to be Modestly Overvalued.

Key valuation signals for PBAM:

  • EV-to-FCF:
  • GF Value™: $63.21 vs. price of $77.00 (21.8% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the PBAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Private Bancorp of America Business Description

Address 9404 Genesee Avenue, Suite 100, La Jolla, CA, USA, 90237
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
69GF Score

Get the complete analysis for PBAM

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.00
Price
$63.21
GF Value